Recent content by AginMS

I love it, exactly what I was hoping for -- a boxy, over built off road vehicle with old school looks. The engine is the BMW B58 engine. Supposedly a solid powerplant. Besides BMW, Toyota also uses it in the Supra. Ineos detuned the engines to 282 hp while upping the torque to 332 lb ft...

They started selling them in 2023 in Europe, Australia, and Africa. They just started selling them this year in the US. There's only 17 or 18 US dealerships. They drew inspiration from a lot of the old school off-road vehicles and many see it as the spiritual successor to the old Land...

I've been an early reservation holder on this for over two years. Picked it up a little over a month ago, paid cash. Absolutely love it.

Another year's gone by so thought I'd update my journey to retirement to keep myself accountable. Last year, including employer's matches, we were able to invest around $114K. Investments included max'ing out DW's 401K and my TSP, fully funding our personal ROTH IRAs using the backdoor method...

Thanks Laggy. I just found comparing the time it took to earn $100K, to the time it took to double that amount over and over to be pretty unbelievable. Your numbers bear that out as well. As I'm sure most of the people's numbers here do as well. Street, Laggy is just giving his measure of...

I've found compounding personally interesting and have been tracking it for myself for awhile to see how long it took to reach $100K, and then how long it took me to double it to $200K, then double $400K, and so on. Using these numbers, this was my road: 1992 started investing 13 years to reach...

Didn’t realize it’s been almost three years since my last update. Still on my personal journey to early retirement and making progress. DW and I have been trying to live our best lives while still working, and as I look back over the past few years I think we have done just that. While COVID...

Thanks for your replies. Out-to-Lunch, I'll ask her to log into her mySocialSecurity account to see where she might be with her own benefits and try putting those numbers into Open Social Security. I don't think her own benefit will be that much so your 3x guess might be pretty close to the...

A close friend recently lost her husband. They were married 20 years. He was 62, she is 53. He was not drawing social security at the time of his passing (still working full time). She has not worked in 4-5 years, but has worked in the past. Under the SS survivor benefits, it appears she...

This article does a great job analyzing whether executing a backdoor Roth in 2022 is a good or bad decision based on what is currently known. 2022 Backdoor Roth IRA – The FI Tax Guy Basically it walks you through six possible outcomes and it is the author's opinion that you are more likely to...

And it wasn't that long ago Bengen said that by adding a third asset class, small-cap stocks, investors could safely withdraw as much as 4.5% annually.

Thanks Hawaii Shrimp. I think (hope) so too, but I don't want to get too far over my ski's. Planning conservatively. We'll also continue contributing close to $100K each year, so I think we should get there barring any major issues in the markets.

Woot woot! Just hit the $2M milestone for our invested assets - never dreamed we'd be 'multi-millionaires'. :coolsmiley: Funny thing though, with the 4% rule firmly fixed in my mind, I think of this as 'only' $80K per year. The truly amazing thing is, it took DW and me 27 years to accumulate...

I am looking really hard at ordering Land Rover’s new Defender. I know, I know, their reliability is terrible. But the heart wants what the heart wants. Communicating with two dealers, and neither one is coming off the MSRP unless there is a factory rebate at the time the car arrives...

My original plan was to retire at 58 with 14 years of federal service -- so the MRA+10 path. But rather than take a 20% reduced pension at 58 (-5% for every year you draw the pension before 62) I was going to take a deferred pension at 62. Lately though, if the numbers keep working out, I...