Recent content by frank05

A local restaurant charges nothing if you use your debit card but 3% for credit. They are also one of the few US restaurants that I visit where bring the machine to the table, your card never leaves your hand.

I have 5, one for friends/family, one for financial/government, one for sites with my credit card, one for most other web sites and last one for situations that doesn’t fit into 4. I always use email servers with very good spam filtering and forward email from 2 through 4 to my primary email. I...

Article on the evolution of Vanguard Vanguard 'nickel-and-dimes Grandma' after 49 years without junk fees

They could start taxing the gains in Roth accounts when money is withdrawn, no double taxation.

Children have had home medicine cabinets as a source of drugs for years.

$280 for 2 mil with Amica, up $26 from 2021

The fee can be a wash if you use a cash back cc.

It does a couple times, it gives you higher credit limits if you get a credit card through them and they can move you more personal services if you have high earnings.

Setting up an IRS account can be a frustrating experience, especially if you select the id.me option but I look at it being mandatory to plant your flag on all these government web sites.

Its a shame they still use manual checks since most of the firms have associated DAFs which allow on-line electronic contributions. Check fraud in the past few years has increased dramatically even as the use of checks has dropped.

Global Entry costs go to $120 in October, be interesting to see if cc increase their reimbursement rate.

Now requires two picks to ignore a thread

Always travel with 2 cc, Chase Sapphire is my primary for its travel protections and the backup is a visa card. Both cc are tap to pay so I don’t need to deal with signing issues. Take a Schwab debit card for no transaction fees if a need to get foreign cash.

The pin requested when filing your yearly tax return electronically.

I have used the same pin for years and never have applied for a new one.