Recent content by momoney

Basically anything done on a computer now can and will be done by a computer (AI or robotic process automation) or by someone on a computer in a lower labor cost country using AI.

Do you think this is because a lot of new employees with 401ks are now enrolled by default with automatic increasing-incremental contributions? You now have to opt-out of a 401k.

I was always under the impression that store brands (with the exception of stores like Aldi) existed to drive up the price of name brands. Now they may exist out of necessity because the name brands are out of reach for many. $6.00 box of vanilla wafers....No thanks. That said, I have noticed...

I've been working with a local person at Fidelity. They contacted me to see if I have questions on my portfolio. No fees so far. Next time I talk to them I'll see if they will review my retirement goal in the online planning tool. I suppose it's a courtesy to make sure I stay with them and an...

I see scores over 100 in Fidelity when I run a retirement goal? What score in Fidelity would equate to 100% success?

I recently had a doctor bill that offered me a % discount if I paid within x number of days.

Newbie T-Bill question. I bought T-Bills a few days ago at $6908 and now current value in Fidelity is listed as $6913. I thought the value would stay at $6908 until maturity and then I would be paid the face value in a few months?

I hear you on trying to replace your final salary. It's very hard to find a job in software, tech, web, design, etc. even at entry level pay for someone over 50 when you are competing with workers from around the world willing to work for a lot less. AI is only going to make it harder in my opinion.

Curious because a few houses I've looked at have propane tanks. How does propane refill work in abnormal usage situations? Do you have to alert them if you have unusually high usage and need a refill sooner than normal?

It's heavy to ship, but collectors prefer original equipment when doing true restorations.

My laser goes into a very low power sleep standby mode. I don't use it much and it doesn't bother me waiting on it to wake up. When I had inkjet I wasted ink because of infrequent use. It took time each time I used it for the head to clean itself.

How many days could that power your house before needing a refill?

I have to be honest that I wasn't even thinking of people in their 30s and 40s. I guess they are unicorns in my mind.

After looking at the "death curve" on engaging data, I wonder how many people wished they would have been less conservative. https://engaging-data.com/will-money-last-retire-early/

By the least I mean a lower probability your money will last the duration you need it to.