Recent content by Morgan22

What I've read on Bogleheads on how to handle this type of situation: 1. off money transfer lockdown 2. set up recurring ach transfer 3. turn money transfer lockdown back on You could test this out, just in case transfer a month, or two, of expenses to your bank first (incase the recurring...

Not true if you hire armored trucks. Back in '21 when I was dealing with that side of the business, they had a minimum of pickup charge of $600, (which was going up to $1k last I heard) and other misc charges, on top of the % they charged for each dollar they transported for our business. It...

Thank you for mentioning this. I have not heard of this before. I'm going to see if I can find it in my local supermarket. :)

If you are in CA the Tulip Society can do a bare bones cremation. They list prices on their website too. https://www.tulipcremation.com/

The Finance Buff has a good post about retiring early and what effect it has on your social security benefit. https://thefinancebuff.com/early-retirement-social-security-benefits.html I calculated that once I hit the 2nd bend point, each of my additional working years added about $56ish to my PIA.

You can use the IRS direct pay to make an estimated payment. https://www.irs.gov/payments/direct-pay You can pay all your estimated taxes in Q1 if you want, or spread it out over 4 quarters.

Wow, I haven't thought of Tetanus vaccine in a long time. Reading your OP I was trying to recall the last time I had one. I think I had the DTaP vaccine 20 or so years ago. I do remember my arm being very sore for a few days, but no other side effects. In recent years, I haven't had any...

Instead of pulling funds from taxable accounts to manage your income to get on an ACA plan, it may be better to convert IRA to Roth instead. Just an idea in case you haven't thought about that. And experiences with Medicaid are dependent by state.

I don't think you're there yet. Maybe another 2 to 3 years to build up your portfolio a bit so you can have all of your planned fun in retirement. Also, think about the possibility of your wife not being able to work anymore. Disability, layoff, ageism does happen when we least expect it. Or...

Right, ulcers are caused by H. pylori infection or taking NSAIDS. Ask me how I know. :facepalm:

I don't have personal experience with it. But have begun looking into it for a family member. The thing that would concern me about your brother is that he is already being monitored for pancreatic issues. There have been findings that people who take GLP-1 meds have an increased risk of...

You could file for an extension if you don't get your corrected 1099 by mid April. You just have to make sure you pay what you believe you will owe before April 18th. Then you'll have until Mid-October to file your complete return.

You might want to draw from your accounts proportionately to smooth out taxes over your lifetime. See article below, but Kitces.com has a better write-up I can't find right now...

You can also do the per stirpes in your beneficiary designations at Fidelity. Spouse is designated as Primary. The 2 kids are designated as 50/50 Contingent, with the Per Stirpes box checked beneath both their names. Just wanted to let you know that option is there OP.

That's what I would do. My DH was an immigrant some years back and filed his tax returns with Middle Initials that he didn't have. English not being his first language he didn't understand what Middle Initial on the tax forms meant. He thought he need to put both his first name initial and...