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Thinking about an outdoor camera to capture pics of the creatures that visit my yard at night. I do NOT need any technical setup assistance. What I would like are reactions of those who have done this. What features were great? What features do you wish you had? I am looking in the under...

I looked at the various fixed income threads and didn't see anything on annuities. Forgive me, if I have sinned. A Fido fixed income rep suggested that I look at Single Premium Deferred Annuities. I asked if he was talking about MYGA's. He doesn't use the term MYGA, but basically you pay...

This would be from beginning of September to early April - end of March Madness. Hulu + Live TV is $70 a month and it includes ESPN+ YouTube TV is $73 a month. ESPN+ is another $5 so $78 Sling would be $55 per month for Blue and Orange plus $15 for the Sports package plus $5 for ESPN+ = $75...

Anybody got one of those integrated grinder coffee pots? If so, tell me about your experience. What I am talking about is one where you put water and whole beans in, then just push the button. Poof! Great coffee. No Keurig folks, please.

Any "You got to see this?" Where must I go in Little Italy? Where must I go in ChinaTown? Do I buy the Metro/STM pass before I get to Montreal? My high school French is terrible. How is their Anglais? Any other pointers would be appreciated. Will be going in late August.

I built my first PC in the mid-80's so I am not looking for you to tell me the basics. And I am not talking about the NCR's or the IBM 36's and 38's that we saw in the 80's. I am talking about this...

Just ended the ACA Premium Tax Credits game and I did well, with your help. New game is Roth converting prior to RMDs. I am not giving you enough data to plug into calculators. Just asking if my theory is correct. My question is: Does anyone Roth convert up to the IRMAA limit? I am deciding...

This is a rant, but if you have used Carolina Reapers, successfully, I am all ears. Last fall, I acquired about 30 Carolina Reaper peppers. The big freeze was going to be that night and the gardener had no use for them. The world's hottest peppers. I looked up a few Carolina Reaper recipes...

Option 1 is to replace existing equipment with new coil, and furnace. They would not replace our existing a/c unit. Option 2 is to replace coil and furnace and add a heat pump. Obviously, this option is a few thousand bucks more, but will save us propane on those days when it is just a little...

As part of a switch to a new MVNO that uses the Verizon network, I purchased a new 5G phone. Using wifi, I can get speeds of 300 Mbps or more. On a recent trip I drove through some major cities but could not get any speeds greater than 30 Mbps. I understand that the part of my phone that...

Car folks. I am seeing a bunch of cars in what I call "battleship gray." What are your thoughts? On a Reddit post someone described it as "no additives like metallics, flakes, pearl coats and such. Just one pigment and clear coat for gloss." Looks like paint from many years ago.

Drove by a Walmart while in the Tampa area on vacation. This was in February 2022. There was a brightly painted bus advertising One Blood. Decided to investigate. It was a blood donation drive. They made it so easy to donate. Back in home town NC, there is a group called Blood Connection...

Local auto repair shop tested DW's car battery. Battery is 6 years old so I replaced it, but I want to understand the battery test. Battery is rated at 700 CCA, but is only at 475 CCA. I could not find the manufacturers specs. But my logic says that if it still generates 475 CCA and the...

This bill was HR 8487. Somehow it became HR 3173. And it passed the House on 9/15/22. I know that passing the Senate and getting the bill signed are hurdles. I also know that implementation, if passed, could take years. But it is a spot of sunshine. The law hopes to cut down on Medicare...

My AARP/UHC MA PPO sent out the Annual Notice of Coverage and it looks good. A few of the changes: Co-Pay for specialists went from $45 to $40 Added the premium dental rider which used to cost $40 a month. The $100 eyeglass benefit will be every year instead of every two years. Hearing aid...

Didn't see a current thread on this. What I currently have: Verizon over-50 unlimited plan. $90 a month for DW and I. This is made up of: $80 for service, a few bucks for taxes and about $5 of sneaky admin fees. So, about $1,080 per year. I live in the mountains and have sketchy service. I...

I recently acquired (free) 3 old unlocked phones. Two Moto x4's: 32 GB of storage, Android 9, release date 8/31/17, system uses 50% of storage. And one April 2020 Moto G power, 64 GB of storage, Android 11, system uses 28% of storage. I charged up these factory reset puppies and the batteries...

Having our mail stopped and started or forwarded during trips is a problem. Seems like our stop dates and start dates are only order of magnitude and not exact dates. USPS packages still seem to get delivered, even with a mail hold. We have researched the above services (Private mailboxes...

On 7/9, DW ordered an item for pickup at our local store of national chain of home improvement store. There were 3 in stock. On 7/9, I get a call from said store saying that they did not have the item and he would credit back to my card. OK, we are done, right? On 7/12, I get an email that...

I decided to spend $6. No, no, I can afford it. I subscribed to Acorn TV, Discovery Plus and Paramount Plus. I put cancellation dates on the calendar. All is good except that one must access these channels through Prime Video. The Prime Video interface is not ideal for finding out what is on...

I had no idea! This is probably more of a rant. Skin doctor puts me on ear drops for itching in my ear and an ointment for a skin rash. Sends it to my local pharmacy. They say that it is going to be $258 for both. I told them to hold and I would look into it. My insurance company website...

Can't straighten the last part of my pinky. The fingernail portion. DW, who has a business degree, diagnosed this as "Mallet Finger." Have had it for a few weeks. Not much pain. Anyone have this? Tell me about your recovery process. Yes, if it gets worse I will see some appropriate...

Question is: Does anyone have experience with these issues? Now, in North Carolina, BCBS has a "Blue-To-Blue" program where you can switch from Advantage to Supplement or Supplement to Advantage, without underwriting. Not one time but annually. Now, in many BCBS Medicare Advantage plans, they...

Will receive about $280k, net of taxes in a few weeks. Have a $175k (current principal), 3.25% mortgage with 13 years left. What to do with proceeds: Invest it all long term in Van/Fid funds as we don't need the money in the next few years. Of course using the appropriate AA. Payoff the...

Someone on here suggested the Hoopla channel on Roku and it has been great. I get 5 free a month with my library card. We have watched: Foyle's War Winter George Gently 19-2 Inspector Lynley Mysteries Jack Irish Chasing Shadows The Commander The Ice House Collision Archangel Mainly looking...