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In the not too distant future, I plan to purchase or build a home somewhere in the 50 States (no ties to anywhere). Obviously there are many factors that will go into the decision including cost, taxes, weather, etc. But - if I were to choose your city or one you are very familiar with, what are...

DD needs to make estimated payments this year. 2022 will be her second year filing taxes, with 2021 being the first. When she goes to make a Direct Pay transaction from the IRS Website , the second screen requires authentication based on, "verifies your identity using information from your 1040...

Looking at way to compare the total tax burden in retirement of various locations. Best I can find is outlined below. I don't guess there is a tool that combines this all togehter? 1) SmartAsset Retirement Taxes After you select a state and zipcode it seems to be reasonably accurate on...

This is all related to T Rowe Price if it makes a difference. After years of DCA into several mutual funds, I am considering selling some for the first time. These would consist of both covered and non-covered shares. Currently my account settings for both covered and non-covered shares is...

I have been investing in the TrowePrice Blue Chip Growth (TRBCX) fund for a long time and it has been fantastic. However, all of a sudden: 1) The funds performance over the last couple of months has been terrible. I know that is very short term thinking, but have a look at the comparison chart...

Please share restaurants that are on the top of your own personal list. Perhaps a place where you will go out of your way just to have lunch. Or maybe it is the first place you stop when visiting your home city. Maybe it is the taste of home, or something you grew to love. What makes it special...

Dreaming of a retirement property with a great view. Do you have an amazing view from your home? Care to share an image and provide general location?

I need to go somewhere in USA for a month or a little more, preferably warm or warm-ish. Can anyone recommend a specific place? Not just a general area, but a specific place (hotel, house, condo, whatever) that you liked? Priority: Warm(ish), Food, Relaxing.

I'm a while from retirement, but always on the hunt for interesting/unique possible locations and properties (I'm not tied to any particular location.) Sometimes I just stumble on places, but I figured this community be able to help. Primarily I'm looking for places that might have unique(ish)...

I understand that 60(equities)/40(bonds) might not be what it used to be. But these days, how is different than replacing the bonds with cash in a savings account? Stated another way, if I have $600k in stocks and $400k in cash, why should I put the $400k in bonds? thanks

Looking to give a gift to relatives who have recently helped us out (non-monetary). Would like to find something really nice and practical. Only idea I can come up with is a nice espresso machine. Currently doing some recon on their coffee drinking habits. Anyone have other good ideas?

Full-time student and my dependent DD has lined up an internship for the summer. I figure someone here has been through these issues. Found some tidbits in other threads but would like to hear your thoughts: 1) Standard deduction (single) for 2021 is $12250. DD expects to make between $10k and...

Per the subject, anyone have first-hand experience with the DoD SMART Scholarship? I'd like to hear how it worked out and any challenges.

Credit to REWahoo for my title. Small numbers is easy: I have acquaintances with very little money/savings (living on SS only) who say, "You don't have to worry about money if you don't have any." True - they get their $XXXX/mo and generally buy groceries that are on sale, never worrying about...

I am considering switching to a HDHP HSA plan. I think I understand most of the pros/cons, but am particularly interested in the HSA as a savings vehicle. Specifically the scenario where you allow it to grow without using it for current or near-term medical expenses. I understand that in the...

I usually support the theory that you should not complain about paying a lot of tax. It usually means you make a lot of money. What I REALLY hate is how we get there. Macro gripes: 1) We do not teach people (in school or otherwise) how to do their taxes. 2) It is nearly impossible to calculate...

My demonstrated lack of knowledge in bonds has led me to try and understand - plus I'm looking for a place to put some money. So much expertise in these forums, I'm hoping you can help. I'm using my TD account to make some observations. Individual Bonds - reasonably easy to understand in...

Still working (W-2). Numbers are for illustration: 2019 - under-withheld and owed taxes ($5K) with small penalty 2020 - capital gains would increase tax liability by ~$12K more than 2018. 2021 - expect taxes to return to 2018 value. My plan for 2020 was to withhold to 100% of my 2019 tax...

Here is the form and here is the FAQ *sigh*

Quick question, DD turned 18 in 2019 and has earned income from 2018 at age 17. She just tried to open a Roth, but was denied. It seems she is in a catch-22: 1) She is now 18 and must open her own account (fine by me) 2) Since she is 18, can not open a custodial account. 3) Money she earned in...

I've always known and understood the difference in Time Weighted Returns vs. Money Weighted Returns. However, I've been digging into the details recently and come across some interesting things. For those that need a refresher, this link is a really good summary in cartoon format: Making Sense...

Not looking for a debate or argument. I am not subject to ACA and would like to understand how it did or did not benefit people in this forum. Briefly: 1) If you had it, what coverage and cost did you have prior to ACA? 2) How did that change (if it did) with ACA? 3) Do you perceive the change...

Sticker shock (and i'm young). I've been living around the world for a while now and just back visiting the good ol' USA. Having sticker shock at times. I've been having some haircuts for $2-$3 and many for $10 - all overseas. In rural(ish) Texas, I just went to two places that charge $19 or...

I know there are all kinds of definitions for being wealthy. Things like being in the top 1% (or .01%), or having a certain net worth, or income level. Personally, I like the link to having "no financial constraints on activities." So, what are some specific activities that might indicate a...

Hi Everyone, I'm interested in learning about potential unique living communities. I don't really want to limit your responses, but i'm currently thinking of mountain living. For example, I just came across a community in Winter Park, Colorado where the HOA fees include access to a "club' at...