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I cannot judge. Only you know for certain. I retired at 59. I did not admit it to myself but I could have easily retired at 55. When I did start to be serious about retiring at 58 I realized that I had more equity that I imagined and as it turned out over the years my base spending was less...

We have not been on a cruise since covid. Prior to covid we had 20 cruises. Different cruise lines from Cystal to Carnival. They were all good. Different of course. Caribbean, Mexican, Med, TA, South America,. Our experience pre covid is that we focus on the ship rather than the cruise...

For the most part all of our travel credit card purchases are tap and go. About the only time we need to insert and use our pin is for larger transactions. Just came back from Morocco. With the exception of larger accomodations charges where PIN was required, all other purchases were tap and...

We have established post secondary edu funds for our grandchildren. We deposit 2500 each per year since birth. Not fixed. All in equity accounts because of their young age. Should we pass away in the near future we have a provision in our wills that a certain amount of money will come off...

My health changed for the better in retirmement. I put it down to three things. Less stress More exercise Change of diet Exercise and diet did not change by design, it just happened. Had a physical 9 months ago. Physician looked at the lab results and said just keep doing what you are...

...thinking about it, working on it. we have a 50th wedding anniversary coming up in late August. I need to make up for all those aniversaries that I completely forgot or was out of town on business! Cannot leave this one to a last minute decision. Thinking about a Med cruise plus a month...

Difficult to say. Far less stress for certain. Friends commented that I looked so much better after 9 months of retirement. We made so many changes at early retirement that it is difficult to say. Changed our lifestyle and our diets. I believe that those changes had as big an impact as...

We are both in our seventies. I have excellent out of country medical/evac insurance through my pension plan. Two months maximum, unlimited number of times. No questions to answer, no meds to declare. But...it is a benefit, not part of the DB legal plan. The employer could withdraw the...

We did have a five month out of country medical/evac policy that gave us the option of a 30 percent premium reduction for a 5 or 10K deducatble (cannot remember which as it was 12 years ago). I jumped at it. But it took me about a month of shopping to finally find the policy that we needed...

Our experience when shopping for extended travel coverage was that many people selling the pruduct did not have sufficient product knowledge to answer or answer correctly some of our basic questions. It took a while before speaking directly to an underwrited to get what we wanted at the price...

Prior to retirment we did many winter trips to Florida and the Caribbean. Not so since retirement. Florida seems to have changed over the years and we not longer have the desire to go, even if it is to pick up a cruise. Our 2-3 month snow bird trips have been SE Asia/Oz, Central/South...

Yes. Rental car and train. BCN, Madrid, Toledo, Seville, Grenada, Med coast, Gib, Rhonda/ hill towns. Have been twice. Three or four times to Portugual. We find the latter much more friendlier. Our advice...if you are only going for a short trip do not waste your time by flitting all...

We did not do a bid but several years ago we scored a fabulous deal on United flights to SIngapore. The SFO-Singapore leg was 17 hours. Two weeks prior to blastoff United sent us a memo with an price offer to swith from economy to business lie down seats. We jumped. The price was about...

Our experience with credit card coverage is that it essentially a contracted out service. When we made a claim on our credit card trip cancellation insurance we were immediately put in contact with an insurer that the credit card issuer sub k'd to. I contacted the credit card issue. They...

Zero!

Once. Ready to but waited a number months or so because I knew that a lucrative exit package was coming my way. We used that few months to make some early retirment plans, etc. It was more like me being paid while actively planning my early retirement. I was happily coasting.

My pre retirment business life and leisure travel was well planned. That all changed with retirment. Our first trip was 7 months. The only definite in that six months was the timeing of an African safari. We started in Europe with a tentative list but it was very much subject to change...

When we first retired 12 years ago we planned to travel internationally of 7 months. We wanted out of country medical and evac insurance. We never travel without it. Our issue at the time was that we were covered for two months by my pension plan. I did a lot of shopping and finanally found...

Thanks. Leaving tomorrow for 30 days. Spouse is somewhat apprehensive. We have done independent travel in many places. Your comments were helpful. Booked short 8 day tour. Plus 5 or so days on the beach for R&R The rest we will do on our own. Small tour, with most people in their mid...

We have flown around the world on reward points. That was then. Now, the reward plans are terrible. Our point balances lasted for a few years into retirment. Seats and point cost kept getting worse. We cancelled our premium airline points credit cards. What used to be worth 3-5 cents a...

So far this year.... $60. on a new pair of hiking shoes. It should be my only expense.

We had the misfortune of changing planes in London Heathrow when our second plane was at another terminal. Normally this would not be a biggie but it was clear to us as soon as we entered the other terminal that there was some sort of security alert. Suits running all over the place....huge...

The strangest carry on commotion that we ever witnessed was on a 6AM Lufthansa flight from Venice to Frankurt. Two ladies ahead of us each had a paper or plastic store shopping bag with glassware wrapped in it as carry on. They were told no, it was not going carry on. A manager came, same...

We also consider 2 hrs tight for a connection. Start by deducting the time needed to deplane ,then time needed to potentially go through security again if required, and the time to get to the next gate. Let alone any late arrival time. Our experience with carry on is that there are two...