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Strands #89 “On the yellow brick road” 🔵🔵🟡🔵 🔵🔵

Strands #88 “Pump it up!” 🔵🔵🔵🔵 🔵🔵🔵🟡

Wordle 1,076 4/6 ⬜⬜⬜🟨⬜ ⬜⬜⬜🟨⬜ ⬜⬜⬜⬜🟩 🟩🟩🟩🟩🟩

Strands #87 “A good workout” 🔵🔵🔵🔵 🔵🔵🟡

Strands #86 “All atwitter” 🔵🔵🔵🔵 🔵🔵🔵🟡

Wordle 1,074 4/6* ⬜⬜⬜🟩⬜ ⬜⬜⬜🟩🟨 ⬜🟩🟩🟩🟩 🟩🟩🟩🟩🟩

Strands #85 “Noodle on this one” 🔵🔵🔵🔵 🔵🔵🔵🟡

Wordle 1,073 4/6 ⬜🟨⬜⬜🟨 ⬜⬜⬜⬜⬜ 🟨⬜🟨⬜⬜ 🟩🟩🟩🟩🟩

Strands #84 “Beyond Nashville” 🔵🔵🔵🔵 🔵🔵🔵🟡

Congratulations!

Wordle 1,072 4/6* ⬜🟨⬜⬜⬜ ⬜🟩🟨⬜⬜ ⬜🟩🟨🟩🟩 🟩🟩🟩🟩🟩

Strands #83 “Sounds delicious!” 🔵🔵🔵🔵 🔵🔵🔵🔵 🟡

Wordle 1,071 4/6* ⬜⬜⬜⬜🟨 🟩⬜🟨🟨⬜ 🟩⬜🟨🟨🟩 🟩🟩🟩🟩🟩

Strands #82 “Raise a glass” 🔵🔵🔵🔵 🔵🔵🟡

Wordle 1,070 3/6* ⬜🟩⬜⬜⬜ ⬜🟩⬜🟨⬜ 🟩🟩🟩🟩🟩

Wordle 1,069 4/6* ⬜⬜⬜⬜⬜ 🟨🟨⬜⬜⬜ 🟨🟨🟩🟩⬜ 🟩🟩🟩🟩🟩

Strands #81 “No dice!” 🔵🔵🔵🔵 🔵🟡

Strands #80 “Home grown” 🔵🔵🔵🔵 🔵🔵🟡

Wordle 1,068 4/6* ⬜⬜⬜⬜🟨 ⬜🟨🟨🟨🟩 ⬜🟨🟩🟩🟩 🟩🟩🟩🟩🟩

Strands #79 “At the bar” 🔵🔵🔵🔵 🟡🔵🔵🔵

Wordle 1,067 4/6 ⬜⬜🟨⬜⬜ ⬜🟩🟩🟩⬜ ⬜🟩🟩🟩🟩 🟩🟩🟩🟩🟩

Strands #78 “Fowl fairy tale” 🔵🔵🔵🟡 🔵🔵

Wordle 1,066 3/6 ⬜🟩🟨⬜🟨 🟨⬜⬜⬜⬜ 🟩🟩🟩🟩🟩

Nothing wrong with using 72t.

You do not need to start with the taxable account for withdrawals, however, if you retire early, before penalty free access to retirement accounts, the taxable account can be the best place to start. The most frequent recommendation for adding bonds/fixed income is 10 years before retirement and...