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I've been wanting to do this trip for a few years now. How many days are you planning for the loop? Are you making reservations for each campsite? How big is your RV? We have a 40-footer so we usually have to leave it in a campsite and explore with the toad, which usually adds a night to...

For the life of me I can't find in the original post where you said there was a subsequent will in addition to the one you had a copy of.

You posted that you've already made your decision, but when you mentioned you were an orphan, I thought of Mooseheart. https://www.mooseheart.org/ I have no experience with them whatsoever except what I read in Moose International's monthly magazine. And obviously they put the best gloss...

But as Texas Proud noted, it would be very very very highly unusual for a Medigap policy to have a $0 premium. Hence the conclusion that Savory's Aetna plan with a $0 premium AND $300 back for taking certain medical tests is Medicare Advantage and not a supplement/Medigap policy.

The gyms do get paid per visit, when someone with Renew Active scans their membership card. And earlier this year, the Metropolitan YMCA in the Washington, DC, area stopped taking Renew Active. I have no evidence to support it, but I blame pickleball, which has lots more oldsters using these...

No, the "south" in South Padre Island Drive is a directional, I guess you'd call it, for the road that goes to Padre Island, named "Padre Island Drive." Like, "S. Padre Island Drive," similar to "S. Main St." The "N. Padre Island Drive" part of that street/road/expressway is from where it...

Are you saying that everyone with a given attained-age policy is the same age? I've never heard that before. I thought everybody who buys a Humana Plan G supplement, for example, is in the same group, but the individual members of the group have premiums that differ based on their age...

Okay, say the doctor says the patient needs surgery soon and the patient can have it done either next week or, hold on, there's an opening tomorrow.

By "accepts assignment" do you mean they agree to bill the Advantage? Or is there a difference between accepting assignment and agreeing to bill the Advantage plan? I've seen requirements that specify that the provider must agree to bill the Advantage plan, but not on every plan I've looked...

How did you find the ones that are only on Medicare Advantage? The Renew Active locator I use (renewactive.com) doesn't differentiate, that I can tell. I'm curious about which ones would participate in Advantage but not the supplement. It's worth giving it a shot. Gyms do go in and out of the...

If what you said is true, that your friend lost the appeal because "it was not able to be determined what govt medicare would have done in this specific case because she didn’t have govt medicare," then the Advantage plan would argue that in every single appeal and would win every single...

No, I'm asking how anyone wins. You said your friend lost because "it was not able to be determined what govt medicare would have done in this specific case because she didn’t have govt medicare." I'm pointing out that nobody who's appealing has "govt medicare" and yet some win.

Can you expand on this? I'm seeing more and more Medicare Advantage PPO plans that say you can see any provider that accepts Medicare (with possibly a higher copay). I've seen some that say you can see any provider who accepts Medicare and agrees to bill the Advantage plan directly. How...

But nobody who appeals a denial by their Medicare Advantage plan has "govt medicare," yet the vast majority of those who appeal are successful. How can that be?

I doubt it. But I just ate a giant bowl of chicken salad and didn't have anything to drink. I was hungry but not thirsty. I normally buy 2%, but had to buy whole milk the other day because they were out of 2% and I don't like the lower ones. I like the 2% better than the whole. I love cold...

Like at the pump, if a random man comes over and offers to handle the gas pump for her? I'm a liberated woman and certainly wouldn't turn the job over to him. Or do you mean in the household? I would think that if a wife told the husband, "I want to do all the gas pumping from now on," he'd...

My car fills on the passenger side, so I use the "German pumps" at Costco, and the lines have always been shorter because people will wait for a pump before they'll use one on the wrong side. However just the other day I pulled in and for the first time ever, only the non-German pumps had no...

Even dark urine might not mean anything. I heard this when it was first broadcast, and found it enlightening: https://www.npr.org/2022/09/21/1124371309/busting-common-hydration-water-myths The written summary is pretty good, but the actual broadcast is more informative. Caffeinated drinks...

The thing is, AARP/UHC doesn't actually have community-rated pricing, except for people above something like 80 years old (depending on the policy), who do all pay the same regardless of how many years past the cut-off age they are. Nobody below the cut-off age pays that amount, but instead a...

What company? And is there a name for the gym membership plan they have? I have an AARP/UHC Plan G + Wellness Benefits that includes its Renew Active program, which offers free gym memberships. I would have considered a High-Deductible Plan G, but AARP/UHC doesn't offer one in Texas, and I...

It's a 33% decrease. Let's use two of my tests, which were two weeks apart. The first one had total cholesterol of 189 and LDL of 75, which are both fine (under 200 and under 100 respectively) if you're just asking, "Do I have high cholesterol?" But my HDL of 80 and triglycerides of 171...

I don't have a doctor. And even if I did, I'm not interested in getting five tests so I can throw out the high and the low and average the rest. Although if I like the first test's results I would obviously just rely on that. As others have noted, this looks like generic advice, and like you...

For $29 a month when just one of them would be $49, I'd say that's an acceptable restriction. However, I'll note that I haven't encountered a similar restriction with Renew Active. I routinely go to two different gyms in a day with no issues. I did ask at one how to handle it if I come...

Maybe that's why some of them don't let you use a credit card and accept only bank drafts. I try to avoid blaming the victim in some of these horror stories, but sometimes it's hard not to roll my eyes. You may not like the fact that Gym X requires you to either show up in person or send a...

When I was getting my Medicare supplement last year, choosing a high-deductible Plan G made sense for me financially, but I couldn't get one that also has gym benefits, so I was having to choose between the two. So I questioned AARP/UHC thoroughly about how Renew Active works. I assumed that...