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Note that you cannot pay part D IRMAA in advance (only for the upcoming month). Why, who knows. You CAN pay part B in advance. I do pay by credit card which is better in a lot of ways than writing a check or debiting my checking account. see attached image from Medicare.gov:

Blow That Dough or Buy The Dip? :) I think PM's have a long way to go, but then again I am talking my book (somewhere between 7-7.5% in PM's and Miners)

Preliminary May results: January: -0.2% February: +0.7% March: +1.7% April: -1.2% May: +3.3% YTD: +4.6% YoY: +9.8% Since 12/31/22: +15.8% Since 12/31/21: +2.1% Since 12/31/20: +14.1% Since 12/31/19: +30.0% The above are "all in", i.e. inclusive of money outflows for living expenses (now...

Yes (short answer). Longer answer - you can provide a statement to Fidelity to verify that everything can be transferred "in-kind". Additional: Cost basis data is now supposed to be transferred (which was always an issue in past years). I've been somewhat consolidating - tax deferred to...

You might even be able to sell the replacement items along with the house - anything is possible, especially if discounted enough to make it worth a flippers trip to get the stuff. Even if it doesn't get any increase in the selling price, it is then out of the way. ETA: The hardest part of...

It is callable. ETA: Log in to Fidelity Call schedule attached.

Because a) expense ratio of .69, loss of 1.9% SPY yield, loss of appreciation above cap (9.81% max for the May 24 issue). Also some non-zero theoretical loss due to counter party risk (would likely require a massive downturn as they are likely using options and other derivative products)...

NASA FCU still has decent 9 month and 15 month CD'S: 5.5% APY on the 9-month, 5.4% on the 15. 10K min. I've had a number of NASA CD's mature and I moved the money out (looking at houses). If I decide to wait (on the location move or rent for a year) I might plow it back into these.

Preliminary (good enough to report) results: January: -0.2% February: +0.7% March: +1.7% April: -1.2% YTD: +1.0% YoY: +6.1% Since 12/31/22: +12.1% Since 12/31/21: -1.2% Since 12/31/20: +10.5% Since 12/31/19: +25.0%

Inflation part 2. WW Part 3? Absolutely no fiscal control. Craziness in general. While Gold is hitting new highs, Silver is a long way away from its high of almost $50/ounce. Gold and Silver miners are also quite a bit from their all time highs. One could take this as a negative or that...

Same - bought some. Also bought 1 & 2 month T-Bills and just put in orders for Monday's 3 & 6 month auctions. I had been somewhat accumulating in money markets as things matured and w/this little leg up in rates started to deploy. Still have about one month's worth of cash either in the MM...

You likely got interest paid December 2023 credited last year? I say this because: 25000*.0555*102/366 = $386

Still being hurt big time from Apple, but finally hit an all-time new high. March 2024 results: January: -0.2% February: +0.7% March: +1.7% YTD: +2.2% YoY: +8.1% Since 12/31/22: +13.5% Since high [12/31/21]: NEW HIGH, +0.0% (ha ha not many actual $) Since 12/31/20: +11.8% Since 12/31/19: +27.2%...

This. I just don't get chasing yields to things that might be severely impacted in a real downturn. I am not saying that I wouldn't invest in lower quality bonds (I have), but only when we are *already* in the midst of that down turn so that the yield spread risk premium is much wider than...

Hope that piggybacking on this thread is OK. I am in a similar situation. I am considering buying a new (to me) home in another state. But I would like to do the purchase prior to selling my current home (for a variety of reasons, some good, some not so good). In any case, I am now retired...

As did I, first time in a few months.

Typically there is a $1 per 1k notational fee. So yes, there is commission. THe effective yield (after the commission) is shown on the preview screen. This is why I suggested you compare your net hit of selling early vs. doing a short term margin loan in a non-tax-deferred account.

You will have to sell it. If there there are already bidders you could accept the bid (assuming they are bidding for at least that amount of the issue that you own). If not, you will have to solicit bids. You will get whatever was bid plus accrued interest. If the bids are bad and this is a...

Thanks! I modified the spreadsheet to add a "Yes" "No" option for deferring until 73 for those under 73 currently. https://tinyurl.com/RMDCalc2

Interesting. I didn't comment on that thread, but did buy a smallish holding in Mr. Softie (MSFT) in April 2010. I bought it because I though it represented value, its core cash flow products were still in place, and I didn't think they would follow the route of IBM. I've held it since and...

No hot-chocolate for you! Well, I have a good supply so maybe I can make some coin by selling packets of hot chocolate mix?

As I stated I've never read the book series. Given the movies piqued my interest, I might just do some spring reading.

Just want to let you know you were correct on this! I was pleasantly surprised that it hasn't (yet) been called. Next stop 4/30/24. I also have a 5.7% JP Morgan Chase callable CD (matures 10/31/24, first call 4/30/24. Maybe even this will escape the call man's hatchet, but then again it is...

Background: I never read the book. When I saw Dune long long ago, it sucked. Fast Forward: I watched the remake (Dune 1) at home streamed. I have a really good setup (audio wise) and thought the movie was very good. So yesterday a friend and I saw Dune 2 at a local theatre. I go to very...

Follow Up - Not so fast on the PSA! So I had an unrelated call with Fidelity today (with their fixed income group). After the conversation, the rep asked me if there was anything else to discuss - and I brought up the previous conversation (transfer of brokered CD's). She asked me for the...