COcheesehead
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I will state that the scoring with the different modules in Fidelity needs to be changed. The scoring stays the same no matter what module one uses. Just the amount one has left at the end of one's projected life changes.
I pointed this out to Fidelity and they agreed it is incorrect, but have not changed it.
OTOH, I still find it to be a somewhat more conservative tool to be used in conjunction with Firecalc.
The score from the Fidelity tool is stated as a percentage of what you need to retire. The score shouldn’t change by level of confidence. If you have enough, you have enough. If you don’t, you don’t. The amount left at the end is a factor of market performance.
To the other poster’s comment about the tool having some sinister intent to keep your money at Fidelity, it’s just a report. It doesn’t tell you to not spend your money.