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07-04-2005, 09:51 AM
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#1
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Dryer sheet aficionado
Join Date: Mar 2005
Posts: 26
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I-bond links?
In one of the topics I've read in the last week, there was a link toa thread on I-bonds in another forum (Morningstar ). The thread lead subject was I-bonds and written by the coffee house investor author. Additionally, there were several pages of Q & A.
Does anyone have this link? Apparently, I didn't bookmark it when I thought I did. Thanks in advance.
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07-04-2005, 12:21 PM
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#2
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Full time employment: Posting here.
Join Date: Oct 2003
Posts: 961
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Re: I-bond links?
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07-04-2005, 05:18 PM
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#3
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Dryer sheet aficionado
Join Date: Mar 2005
Posts: 26
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Re: I-bond links?
that's the one! THANKS!
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07-05-2005, 04:50 AM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2003
Location: Florida's First Coast
Posts: 7,666
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Re: I-bond links?
I Bonds seem like a good idea now from what I can tell. 4.8% Tax Free if you qualify (Education), otherwise Federal Tax Deferred. $60k per couple Electronic and $60k Per couple Paper. For Un-Registered Funds. (Non 401k or IRA)
Hmmm. What does everyone else think.
SWR
__________________
"Never Argue With a Fool, Onlookers May Not Be Able To Tell the Difference." - Mark Twain
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07-05-2005, 05:09 AM
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#5
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Thinks s/he gets paid by the post
Join Date: Dec 2002
Posts: 3,875
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Re: I-bond links?
Quote:
Originally Posted by ShokWaveRider
I Bonds seem like a good idea now from what I can tell. 4.8% Tax Free if you qualify, $60k per couple Electronic and $60k Per couple Paper. For Un-Registered Funds. (Non 401k or IRA)
Hmmm.* What does everyone else think.
SWR
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I like it, if taxability was an issue with me. It's not..............yet.
JG
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07-05-2005, 05:24 AM
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#6
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Full time employment: Posting here.
Join Date: Nov 2002
Posts: 768
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Re: I-bond links?
Quote:
Tax deferred, not tax free.
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07-05-2005, 05:36 AM
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#7
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Thinks s/he gets paid by the post
Join Date: Dec 2002
Posts: 3,875
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Re: I-bond links?
Quote:
Originally Posted by Michael
Tax deferred, not tax free.
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Right, I missed that.
JG
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07-05-2005, 06:49 AM
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#8
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Confused about dryer sheets
Join Date: Jun 2005
Posts: 5
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Re: I-bond links?
but tax free on your state taxes, correct?
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07-05-2005, 09:45 AM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,708
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Re: I-bond links?
They're a good deal if CPI doesnt come down. If CPI drops to 1-1.5% you'll be getting 2-2.5% and wishing you'd bought those 4.5-5% CD's instead.
Its my wan opinion that rates AND inflation will both start dropping within a year or two, and stay low for at least several years. Long term CD rates give me that idea...
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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07-05-2005, 09:53 AM
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#10
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Thinks s/he gets paid by the post
Join Date: Mar 2004
Location: Dallas
Posts: 1,211
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Re: I-bond links?
I would be really surprised if long term CPI drops below 2% for
any significant length of time. The long term trend is closer to
3%, I believe. The all invasive price of oil will take its pound of
flesh eventually. That and when our foreign creditors start getting
antsy.
Cheers,
Charlie
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07-05-2005, 10:07 AM
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#11
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,708
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Re: I-bond links?
Oh, i'll be surprised if it drops below 2% for a significant length of time. Whats 'significant' though...?
I think it'll come down with rates for at least 3, maybe 5 years. Which is why I went cd's instead of ibonds. Beyond 5 years? I dunno.
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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07-05-2005, 10:19 AM
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#12
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,856
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Re: I-bond links?
Quote:
Originally Posted by glenlogie
but tax free on your state taxes, correct?
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Yup.
Quote:
Originally Posted by Notth
They're a good deal if CPI doesnt come down. If CPI drops to 1-1.5% you'll be getting 2-2.5% and wishing you'd bought those 4.5-5% CD's instead.
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I wonder if the Hedonics Handbook tells them to keep things between 2-3% so that the deflation alarmists and the mortgage brokers can all live peacefully together...
My FIL gets a bit nervous when his CDs approach the FDIC limit. (The $95K "jumbo" CDs could have been patented by him.) He's much happier with buying EE & I bonds and forgetting about them, although he's still not convinced that Treasury Direct isn't just another one o' them Internet scams like that durn newfangled eBay. (Heck, he probably still holds HH bonds. I'll have to ask him.) I'm sure they have one of the five-cubic-foot safe deposit boxes tucked away in a local bank...
__________________
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Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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07-05-2005, 10:37 AM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,708
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Re: I-bond links?
Mmm hmmm...my dad with a fireproof box full of ee bonds hidden up in his attic under the insulation. Frickin thing weighs about a hundred lubs. I dont know how he got it up there.
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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07-05-2005, 10:49 AM
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#14
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Location: DFW
Posts: 2,016
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Re: I-bond links?
Quote:
Originally Posted by Notth
Mmm hmmm...my dad with a fireproof box full of ee bonds hidden up in his attic under the insulation. Frickin thing weighs about a hundred lubs. I dont know how he got it up there.
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I got some E Bonds from Aug 77. Just for an example, got a $25 bond that is valued at $125.61 last time I looked. Guess I got to cash it in in '07.
__________________
Resist much. Obey Little. . . . Ed Abbey
Disclaimer: My Posts are for my amusement only.
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