Recent content by erkevin

  1. erkevin

    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    I bought some brokered CDs this AM at Schwab Charles Schwab Bank 5.25% CD 05/15/2025 15987UCS5 and Bank of America 5% CD 05/22/2026 06051XDT6 I confess that the markets have me a bit spooked (Shiller PE is about 35), so I pulled about 40% of my equities off the table and fled to fixed.
  2. erkevin

    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    I am not as diligent as car-guy; I just stay under the FDIC limits.
  3. erkevin

    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    Schwab is showing a 3-year, non-callable CD (semi-annual payer) with a 4.9% APY #61768E3S0 Morgan Stanley Private Bank
  4. erkevin

    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    A couple of 2-year, non-callable CDs at Schwab: BofA/ 06051XDH2/ semi-annual payer and Wells Fargo/ 949764NL4/ monthly payer.
  5. erkevin

    Naked Gardening Day 2024

    I am in Tucson, Arizona. If I bend over naked to tend to my roses, there is a 100% likelihood that my rear bumper will spontaneously combust.
  6. erkevin

    Is Egypt safe?

    Lots to read here: https://www.tripadvisor.com/SearchForums?ff=9124&geo=294200&scope=2&q=safety&pid=34633&s=D
  7. erkevin

    Cataract Surgery Options

    I did toric lens. Great result; night driving is so much easier! However, near-vision is das kaput. Reading glasses are now required
  8. erkevin

    Unexpected IRS 2024 Quarterly Vouchers Received.

    I think SecondCor521 has the correct explanation.
  9. erkevin

    Unexpected IRS 2024 Quarterly Vouchers Received.

    Did you pay last year's quarterlies via paper check or via the IRS website (although i am not sure that makes any difference). I paid quarterlies last year via the website and will be paying again this year; have never received a voucher.
  10. erkevin

    Does a SNF require social security numbers?

    I always assumed they want the SSN to they have a way to track you down if you fail to pay.
  11. erkevin

    Advice on Inherited Qualified Annuity and Taxes

    OP Here: The Payout/income date of my wife's annuity is December of 2059 :o
  12. erkevin

    What did you do today? - 2023/2024 version

    The wind is blowing like 40 mph in Tucson today. It gave me a great excuse to not go outside and tend to my roses. Instead, I took an afternoon nap.
  13. erkevin

    Advice on Inherited Qualified Annuity and Taxes

    But without the benefit of the funds then being in a tax-free account going forward
  14. erkevin

    Advice on Inherited Qualified Annuity and Taxes

    Qualified Annuity was from a 401k rollover (pre-tax). It is 100% taxable upon liquidation at income tax bracket rates. Some other info: I am 60 years of age. 85% of social security will be taxed, whenever I take it, due to pension and interest income. The annuity won't impact that number. IRMMA...
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