Recent content by jim584672

For me ACA is better than work insurance. NY has $0 plans under $37,650 ($2K MOOP). Under $30,120 ($360 MOOP), under $22,590 ($200 MOOP).

LibreOffice is good enough. Excel is excellent but not needed for my simple sheets. I would have to fire up a VM to run Windows in Linux and it isn't worth the hassle.

When Signature Bank got into trouble I got a good deal on a CD because people confused Signature Bank Chicago (not related) with the one in trouble. As long as its FDIC I wouldn't worry about it.

I took the low road for spending, some would say impossibly low spending. But this gives a very low SWR, which is nice. Retired almost 10 years now.

Slickdeals has a refurb that will run Win 11... Dell OptiPlex 7070 Desktop (Refurb): i5-9500, 16GB RAM, 256GB SSD, SFF $169.50 https://slickdeals.net/f/17490348-dell-coupon-50-off-refurbished-dell-optiplex-7070-mff-spf-desktops-from-169-50-free-shipping?src=SiteSearchV2Algo1

NY does a pure community rating (no age rating) and is always open. So just buy the Medigap when you get sick.

National Pretzel Day many pretzel places are offering deals or free pretzels. I got a free one from Auntie Anne’s, had to use the app for the deal.

They sell PCIe adapters for $5 to $10 that will work. May not be as fast as a native motherboard with a natural slot, but it should work. I don't know if you can boot with it, depends how old the BIOS is.

It was in the physical store.

Walmart had a clearance on SSDs. $17 for this WD Black 500GB, Amazon lists it for $60: WD_BLACK 500GB SN770 NVMe Internal Gaming SSD Solid State Drive - Gen4 PCIe, M.2 2280, Up to 5,000 MB/s - WDS500G3X0E $25 for this 1TB, $77 on Amazon: Western Digital 1TB WD Blue SN570 NVMe Internal...

Nobody says, "Now you are cooking with induction". Gas is the best.

They may want you to go through the Bond Desk for that order. I ran into this issue many years ago with them. It makes no sense, but that is how they set it up.

If you don't need the money leave it to heirs and they will get a stepped up basis at death.

If you hold VTSAX in a Vanguard Brokerage account they can convert it to VTI ETF without any tax consequences. VTI is easier to manage since it is an ETF and not a mutual fund.

I dumped Vanguard due to their crappy web interface, policy on what investments you are able to buy, and policy on being "too active". I could understand if you are in their mutual funds being too active can disturb the fund, but they apply it to ETFs which makes no sense at all. They rested...