Recent content by MarieIG

My accounts just transferred from TD Ameritrade to Schwab over the weekend, however as of this morning, some of my cost basis options remain incomplete. I called Schwab. My assigned rep was no longer with the company so I spoke with one of the general reps. He advised me that some of the...

I just keep it under the FDIC limits.

The thing is - although I'm not jumping out of airplanes or skying the Swiss Alps, I haven't been bored. I really appreciate my retirement time and relish even the very quiet activities.

Another belt, suspenders, velcro and safety pins kind of retiree here. A lower probability that assets would not last the duration would raise my stress level.

Wow!!! It's a good thing you got immediate medical attention. So glad to hear that you are ok.

We only had sons. We did contribute but not in the 50k range. I think that's more than generous, and I would politely but firmly tell DD that, and explain to her that if she wants to spend more, she and her fiancée are going to have to come up with the money.

Yes Joe, it was a joke. Thank you for the clarification.

"Our" happiest moment today was LEAVING the vet (as opposed to entering the vet.)

Yes. I absolutely, positively, no way, no how was going to put in a bid. :blush:

It is my understanding that it would not have been taxed at the time of withdrawal. No deduction was taken at the time of contribution(s).

I contributed to a Roth 401(k) at my last job. There was no match. Had the law not changed my options were to be faced with RMD or roll it into a Roth IRA which did not require the RMD. (IMHO this treatment was not consistent.) In my case, I was not forced to give up a good 401(k) plan, so...

Different strokes for different folks. I would rather have an essential expense profile that will withstand the vicissitudes of the market - and use the leeway/ excess for discretionary expenses, i.e. an extra gift, donation, trip, etc.

Welcome to the Forum undecyphered. The only "nit I have to pick" with you is - your statement that you are not rich. Based upon your quality life - it seems to me that indeed you are. Cherish the present (in addition to planning for the future). It does appear that you are well on your way...

Risky.

That's a very valuable wall!