Recent content by MasterBlaster

The wildcard with Medicare is prescription drugs The wildcard with Medicare is prescription drugs. Should you be in a position where you could really benefit from some of the newer (non-formulary) drugs then you just may find that medicare just doesn't cover such. Then it's do without and...

Who wants to work for the Man forever! You can live very inexpensively in the Vegas area. Get out now, free up some of that overpriced equity and Live ! The world is you oyster !

Role Model you ask ? It would have to be Hugh Hefner. He kept working well into his old age. Until he just couldn't keep it up anymore.

yeah, You missed the early bird dinners and Bingo !

Insomnia: Lessons learned from the death of Michael Jackson https://www.nola.com/entertainment_life/health_fitness/article_6ebd6a32-d30f-5905-96e0-5ef8e15fbd9d.html#:~:text=Pop%20star%20Michael%20Jackson%20was,killed%20Jackson%20on%20June%2025.

from the Efficient frontier: Clearly shorter retirements (or older retirees) can take a higher payout and vice versa

So I'm a bit late to this thread. I haven't read all the posts so forgive me if this has been mentioned. What the OP wants is all covered by the "Optimal Retirement Planner" https://www.i-orp.com/Plans/extended.html . There is little need to do your own spreadsheet to model when to take SS...

I have a silver-colored Rolex Submariner knock off that I got for under $20 shipped. It's a mechanical watch that if you don't wear it for a few (days/a week) winds down and you have o set the time again. You can see the (mechanical) movement running on the back-side. I have quite a few...

Nobody has posted this yet... This is an unusual year to buy a car. I have read that due to electronics and other (foam ) shortages That Honda has stopped production in at least two of their factories. Many other OEMs have the same issue. So supply and demand means that, this year, you...

To the OP - None of those items are major repairs (AC compressor debatable). Those aren't make-or-break items like an automatic transmission or a head gasket or lost engine compression etc. For me, I drive newer cars now. Not because the old ones can't be fixed but because I just don't want...

Regarding Thoughts on The Number If you've never read Lee Eisenberg's (2006) book "The Number" I highly recommend it. Mr Eisnberg looks at many different aspects of thinking about your retirement nestegg. Mr Eisenberg was executive editor at Esquire magazine (among other things) so he knows how...

Is that supposed to be a bad thing !

As my wife pulled into the lot the band began to play "Hail to the Chief". Then As I walked through the door hundreds of people gathered and spontaneously began clapping. Balloons and confetti dropped from the ceiling. The executive manager came to me, we hugged, and then we held hands as...

It's not as low as it seems. For 2021 the "free" capital gains for those married filing jointly goes up to $81050. Then you add in the standard deduction of $24800 that then lets you be tax free for capital gains less than $105850 (sans other income) So suppose you have a mutual fund/stock that...

Don't Ignore Income Based Medicare Taxes (IRMAA) I scanned though this thread and didn't see any reference to the (substantial) IRMAA Medicare income based taxes that can accrue to those with (modest to large) tax-deferred balances. Perhaps the best reason to do Roth conversions is to...