Recent content by oscar1

  1. oscar1

    Anyone else NOT watch the news?

    Allsides.com media biased chart to see where your sources are currently aligned: https://www.allsides.com/media-bias/media-bias-chart And another media bias chart, albeit takes a bit more work to filter/zoom in on your sources: https://adfontesmedia.com/interactive-media-bias-chart/
  2. oscar1

    Electric Vehicles - Models Discussion

    Ah. If you install a home EV charging station, the tax credit is 30% of the cost of hardware and installation, up to $1,000. Tesla’s wall charger costs about $500. The the electrical work to get a 240v circuit where you want it can run $500 to $1000. So you may get 30% or $500 back. Google ‘home...
  3. oscar1

    Electric Vehicles - Models Discussion

    Yep. $7,500 for new EV’s and $4,000 for used vehicles under $25k. The catch is for 2024, very few vehicles qualify so far. See this site for all the rules. https://fueleconomy.gov/feg/tax2023.shtml#requirements
  4. oscar1

    I may have made the mistake of updating my Linkedin status to 'Retired'

    I updated mine to retired 6 years ago. I still get weekly emails for “retired” jobs. Lol
  5. oscar1

    Life Insurance After 60

    DW 64, me 61. My 20-yr $500k term policy expires next month. It served its purpose. Our investments should carry us perpetually as long as we don’t get crazy buying new houses, cars, extravagant life style. Males in our family can make 80’s but 90’s would be a stretch. Our only daughter will...
  6. oscar1

    Medicare advantage plan

    Internet says about 51% of retires on Medicare Advantage plans in 2022 and trending up last few years. I have heard doctor groups are increasingly frowning on Medicare because of paperwork on low reimbursement rates, causing some of the uptick in people selecting MA plans (or is it all of the...
  7. oscar1

    Those Who don't/didn't do Roth Conversions

    Help me understand this “avoid higher IRMAA” comment. Yes your Medicare premiums go up as your income goes up due to things like IRA conversions, but it’s peanuts, right. Base Individual Part B monthly is $174.70 for 2024 ($2,096/yr). Part D = $31.50/month. That is for individuals making up to...
  8. oscar1

    Amazon Prime Streaming with Commercials

    Wait! Sorry had to switch over to Prime Video to catch the Jets @ Browns (It’s over Browns 34-17)! So, quick glance and we had 143 orders in 2023. So $1.00 per order shipping to get it the next day in most cases is pretty awesome. So, the added $3/month takes our $.97 per package to $1.22 per...
  9. oscar1

    TurboTax Max Discount Watch

    I looked at Fidelity, my credit Union, Amazon, etc. Gave up. Paid the $89 for online TurboTx Premiere because I wanted to see real 2023 1040 projected tax forms in December. No regrets.
  10. oscar1

    No kids. Who do we put in the will?

    I’ll send my address info for the paperwork! Lol
  11. oscar1

    New Car Shopping-Rav4?

    I was lucky. Got my name attached (via dealer) to a 2020 RAV4 Hybrid 2 years ago when it was on a ship suck in the Gulf of Mexico when all the ports were closed. Had to wait 8 weeks back then. I love the car, the 38 MPG, (2) electric motors, quiet as heck. Like driving a large golf cart.
  12. oscar1

    Need Tucson Must-see Places

    You dudes are awesome with these suggestions!
  13. oscar1

    Need Tucson Must-see Places

    Heading to Tucson ina week for 2 weeks. Amy recommendations for Tucson Must-see places?
  14. oscar1

    Social Security spousal benefits with older spouse

    So, does that work the same way if she waits until 70? She would get half ($4092 / 2 or $2046 per mont), correct?
  15. oscar1

    Anyone interested in: Easter Island, 3 week Antarctic cruise, or 35 day Patagonia?

    Can you post the budget first so those that know they can’t afford it save some time just being jealous without reading for days lol!
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