Recent content by Teacher Terry

  1. Teacher Terry

    In Your City - What Are The Most Desirable Neighborhoods and Why?

    Reno has very few neighborhoods that are unsafe one of them being by the rodeo grounds. Prices vary greatly as it’s much more expensive to live in the south or southwest than the north valleys for instance. Real estate is now more expensive than Sacramento.
  2. Teacher Terry

    Another Crazy Homeowners Insurance Premium Situation (resolved)

    Yes I looked at the coverage and it’s the same. My car insurance is 1200/year for a 16 year old car that I only drive 2700/miles per year. No tickets or accidents.
  3. Teacher Terry

    Another Crazy Homeowners Insurance Premium Situation (resolved)

    I just received my homeowner’s insurance policy and it hasn’t gone up at all. My car insurance with geigo has been going up 20-30% a year and is due in July. I have shopped around and no one is cheaper. Nevada has 75% of the population living in and around Vegas with more accidents, thefts...
  4. Teacher Terry

    Stolen License Plate

    I still can’t help but wonder if they wanted the license plate or the unique holder that was on it. Neither one was found on the ground because I walked around in case they dropped one of them. Maybe they didn’t like veterans. Anyway now I don’t have a license plate holder at all since it was...
  5. Teacher Terry

    Restaurant adding fee for use of credit card

    For fine dining I use a CC. I’m taking my son and his wife to a really nice restaurant for his birthday and wouldn’t carry that much cash. But if I’m having lunch out I always have enough cash for that.
  6. Teacher Terry

    Death of a spouse...and a different story...

    After my kids grew up I divorced their dad and I was so sick of taking care of everyone that I didn’t even have a plant for a few years:)). The teenage years are hard. I have only known men to remarry quickly too. I did eventually remarry but it was 6 years later and I was only 50.
  7. Teacher Terry

    Who FIREd the Earliest with the Lowest FIRE Score and Why You Did?

    Unexpected things happened in my case. When I divorced husband 2 he had hid 3/4ths of our assets. In retrospect I should have hired a PI to find them. So had a big restart at age 43. When I retired I was married to someone where we each had a pension and we left it to each other so besides...
  8. Teacher Terry

    In Your City - What Are The Most Desirable Neighborhoods and Why?

    I have lived in 5 states. 27 years ago I moved to Reno for a job with the state and I absolutely love it. It’s a mild 4 season tourist town that has tons of things to do. In less than a hour you can be in the mountains and beautiful Lake Tahoe.
  9. Teacher Terry

    Best Experiences

    I have been retired 12 years. For the first 7 years we took a lot of trips in the motorhome with our 4 dogs. We saw many national parks and our family and friends all over the country. We also took cruises and recently I have been going to Europe. I taught a college class for 7 years hence my...
  10. Teacher Terry

    Restaurant adding fee for use of credit card

    Putting skimmers at gas stations where you pay at the pump is a big problem here so I will not use a debit card. I also get 3% back on my credit card.
  11. Teacher Terry

    A Friend in need , how can I help

    There’s free reputable credit counseling agencies. One was mentioned earlier in this thread. I would totally back out of this situation. It’s not your problem to solve. It will also be better for your friendships in the long run.
  12. Teacher Terry

    Weddings for children - how much?

    I did the exact same thing when my oldest son got married 15 years ago. The other two aren’t married. I think big weddings are a huge waste of money.
  13. Teacher Terry

    Rethinking Inheritance

    My mom lived to almost 90 and my dad died much earlier. We encouraged them to travel and spend their money which they did. They were hard working blue collar workers and saved as much as they could. My mom prepaid her funeral and when she died we sold her car which paid for all the guests at...
  14. Teacher Terry

    Getting a new mortgage when retired.

    Willers, so what is your friend going to do? Personally I think that’s horrible what the town is doing.
  15. Teacher Terry

    Career advice sought for young student about to start college.

    The colleges have career counselors that can administer interest inventories as a starting point. Then she can investigate careers of interest. Most states have a computer program that is called the “Career Information System “ that shows you the pay, job outlook, etc for your state. If the...
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