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I have microsoft office for my software on my laptop. I bought a new laptop and it has windows 365 which after the expiration needs a subscription to keep active. Does anyone here use any of the free software programs[open office] for replacing office? I don't use my software suite for any...

I do not think the new format is an improvement. I am kind of partial to the old format. what are your thoughts on the subject?

my personal laptop has a hinge that is broken and seems like the top of the case will come apart when I open it. I took it to a repair shop locally yesterday and they want $100 to fix it. the money is not a problem, but how do I protect my information while it is in their possession being...

I was watching the news with David Muir the other night and they reported that the city of new york was going to start charging 15. for people to go to downtown new york city in order to ease congestion and help pay for the infrastructure. They are going to use cameras to enforce the law. My...

I filed my grandaughters taxes with turbo tax freedom edition and it rejected the return saying the social security numbers and birthdate the irs has on file doesn't match the ones on the tax forms. they matched for the last five years that I did her taxes. then they send a notice that they...

If you gift someone in your extended family a gift of 3k dollars do you need to file some form in you tax return to show this? I was wondering because I gifted my bil some cash for some favors he did for me during the last year. just curious what my filing responsibility would be. any input...

I read that if you have to pay a contractor more than 600 dollars in a year. You should send him a 1099-nec and a form 1096. I see that these forms are available online but it tells you not to use the front copy because it is not scanable, but to get an original hardcopy and send it in for...

I know this subject has been a topic before but I could not find the link. I was wondering if a revocable living trust is enough to avoid probate on a small estate with one home, 3 vehicles and some bank accounts. total probably 150k. do you put the vehicles in the trust or just the real...

I bought and iphone se in 2022. just recently the battery drains quickly and takes a long time to charge. under the battery usage in the settings it says that the majority of the battery is being used by recently deleted apps. has anyone here had this problem and if so what did you do to...

I got my new rav4 yesterday and it came with two transponder keys. the dealer says replacement cost for these keys is 400 each. I was wondering if there is any kind of tracker or even any old style tag that people put on their keys to be able to find them or have the person who found them...

I ordered a 2023 rav4 xle hybrid. it comes with a 36 month, 36000 mi; bumper to bumper warranty. it has a separate factory warranty of 50k miles on the drivetrain and 10 yrs or 150000 miles on the hybrid system. I asked about extending the original bumper to bumper, they told me 1700. to...

I have been reading about all the wildfires in Hawaii, colorado, etc. and have noticed that in these states or areas the electric companies are being sued for negligence because they didn't shut down power when there were high winds expected. I have never heard of shutting off electric power...

I am 77 and have had good home and auto coverage since 18 yrs. old. I was checking last week to see what the current price was at the different companies . I talked to 3 different agency reps and independent agents. I gave them my info except who my current company was. two of the three...

I am looking at buying a 2023 rva4 xle and am hearing about problems with the batteries going dead after sitting for a while. I was wondering if any of the members here have that vehicle and if so are you having problems with the 12v battery, not the hybrid battery. I hate to think of spending...

I have been reading on different sites that an organization called BRIC is about to become the dominate currency overtaking the dollar. I was just wondering why this hasn't been opened up for discussion. Is this a real threat or just more media scare tactics?

I heard from a dealer the other day that remote start has a subscription after the first year. Has anyone had this experience. the dealer told me that people are going in the direction of using their phones for remote start, locking, unlocking etc. , but after the first year following...

I don't know anything about the iptv and was wondering if anyone here uses their service ? it seems to have a lot of content for a low cost. any experiences, thoughts, or suggestions?

I am thinking of buying a new toyota camry hybrid and was wondering if the folks here think the extended warranty is worth the money. it would extend the life of the factory warranty from 36k to around 100k and would be looking at 2k to 3k as far as cost. I am not generally a fan of extended...

I was doing some planning for the future and one of the things my lawyer suggested for my homestead was life tenancy with my son. I have most of my assets set up to avoid probate, but this was something I had never heard of. has anyone here used this method and what were the pros and cons...

I was just reading an article in the new york times that states later this year hearing aids will be sold over the counter. does anyone here that uses hearing aids think this is good? my wife uses hearing aids and has to have adjustments every so often. If you buy over the counter is there a...

I am seeing cd/s at 3.95 for 5 years. Do you folks think this is where it will stop or will there be further increases? I don't know what to think with the fed commenting about not being as aggressive in the upcoming meetings. what do you think? thanks frank

The city where I live wants to buy a right of way on my property for a turn lane. the amount is in the 5 digits. I was wondering if anyone here has dealt with this and if the money is taxable as income or capital gains. I don't want to pay taxes on this if I can avoid it, but don't know the...

I know lots of you have newer homes and was wondering if any of you have the ductless mini split systems for cooling and heating and what are your reviews on them. do you think they are better than the standard ducted system or less efficient and cost effective? thoughts?

just curious to see what some of the knowledgeable members think about how high the cd rates will climb this year. any ideas or thoughts?

I have a property that is on a main intersection in a city. they want to buy right of way to create a turning lane. I told them that they needed to stake out the property they wanted and then we would see about coming to an agreement. in the meantime I noticed on the city council site that...