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  1. Surewhitey

    Texas Teacher Retirement/other options?

    Having lived in N Louisiana, I'd never return to live. Fishing and food are the only thing I miss. Very back woods place, although a college town. Lived, left & returned to DFW, so TX doesn't bother me, just not the perfect place to live if not for family. I'd go where it makes most financial...
  2. Surewhitey

    We just Returned from a 9-day Cruise and were somewhat disappointed.

    Our only experience is in 2015 on Norwegian and the eastern Mediterranean, 10 days. I don't remember any issues & the food upgrade was the bomb. We did our own excursions and did plenty. 5 ports, 2 days in Istanbul. We will likely take the GKs on some cheesey ones out of Galveston to Cozumel...
  3. Surewhitey

    Weddings for children - how much?

    Call me overly practical, but if they planned a single day for all the weddings, $150k would go a long way. We gave them a budget and offered the leftover as a gift. They basically paid for the wedding and honeymoon by being frugal. 150 people, his family were all very talented and chipped in...
  4. Surewhitey

    Blow that Dough 2024

    Half way through the European trip. Switzerland is pretty pricey, but worth it. With friends in Garmisch-Partenkirchen Germany now. So far great views & weather (food, meh).
  5. Surewhitey

    Recent Photo

    Happy cow Pic in Switzerland.
  6. Surewhitey

    First million milestone

    2 favorite financial times are paying off the house / cars and the first mil. Congrats.
  7. Surewhitey

    investing 20% in one stock

    https://companiesmarketcap.com/italy/largest-companies-in-italy-by-market-cap/
  8. Surewhitey

    investing 20% in one stock

    I've looked at ENI in the past. Big oil & dividend payment to boot.
  9. Surewhitey

    What did you do today? - 2023/2024 version

    We took a 35 mile bike ride around the countryside and stumbled on a memorial to troops in Colmar region. Super nice weather day for a long ride. E-bikes are definitely the way to go though you still have to pedal (pedal assist). Most paths are in the agricultural areas and very few cars seen...
  10. Surewhitey

    What did you do today? - 2023/2024 version

    $1300/mo savings & a paid for home. That's a great day.
  11. Surewhitey

    In Your City - What Are The Most Desirable Neighborhoods and Why?

    Not my ideal place, but not bad either. Dallas proper, north side of White Rock Lake (10 miles bike / walk path). Also Dallas Arboretum right there. Super easy to fly anywhere, but especially down to the Mayan Riviera. We got a direct flight to a few European destinations and tons of direct...
  12. Surewhitey

    Financially independent retirement optional

    DW is going the same route. 4 day / wk schedule & spending more time & money on enjoying travel and the GKs. Do what makes you happiest. We could live on ~3%, but I told DW to start enjoying spending more, now that the FI part is taken care of.
  13. Surewhitey

    A Friend in need , how can I help

    We normally don't, but 15 years ago DW & I were asked for a loan from friends we knew for maybe 3 years at the time. We knew it may never be repaid, but to our surprise, it was paid, even after they divorced. 15 years later, just got a text today and we're going on vaca with them again this...
  14. Surewhitey

    Lost ID & TSA experience

    Sorry for the late reply. Yeah, mostly data big brother already has. Phone number, address, etc. I actually gave them an old phone number as I was nervous. They just asked another question...
  15. Surewhitey

    Restaurant adding fee for use of credit card

    Kind of refreshing here in Europe. I like tipping with cash and not on the credit card. May make me carry cash back home when I get home...
  16. Surewhitey

    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    I'm still scooping up longer 4-5 yr non-callable CD's @ 4.7&4.6% at Fidelity
  17. Surewhitey

    What did you do today? - 2023/2024 version

    Gout is no joke if bad. Indomethacin used to be my go to back when I had bad attacks, but rough on the stomach. Since I got Allopurinol, my attacks are next to never.
  18. Surewhitey

    What did you do today? - 2023/2024 version

    We did get to Schlenkerla. Enjoyed the beers and experience. Nice folks there.
  19. Surewhitey

    What did you do today? - 2023/2024 version

    Walking around Bamberg on day 1 & catching up on my sleep.
  20. Surewhitey

    About death and money

    We recently updated our wills & TODD (cars & home in TX) & beneficiaries (primary and secondaries) and then made a shared document with banks, 401ks, pension & other accounts without the account numbers. DD will be able to get to everything eventually, but a decent amount of info to get it done...
  21. Surewhitey

    How much do you spend per month on fitness?

    I like the offset for doing the lawn. @$200/mo lawn, gutters and blowing off the roof savings, I'm in the green by ~$2000 annually. Just Planet Fitness for me @$10/mo. Walking the pup daily for a couple miles is free...
  22. Surewhitey

    Fidelity/Vanguard fees and minimum invstment

    This is very likely the case. I changed from a community property account at Etrade to a joint acct. in the same brokerage (estate planning thing) & they even gave me a $600 "bonus". It was an automatic setting likely by putting in the code, but I'll take it. The bonus went up to $4k if you...
  23. Surewhitey

    Restaurant adding fee for use of credit card

    I'd rather not need to read my menu like a contract with the fine print showing me a fee. I go to places to relax and enjoy. And at the end of an enjoyable meal they poopoo on me with the convenience fee & leave a little ticked. This recently happened & I didn't say anything since we were with...
  24. Surewhitey

    What We're Making

    Just built & installed these. Client wanted to match the other shelves and they were rift sawn white oak. Just happened to have enough scraps to make them. Client's painter will be staining & finishing. Just fine with me as we leave for Europe tomorrow... Scary thing that happened is the "wall"...
  25. Surewhitey

    2024 Investment Performance Thread

    NW up 4.5% YTD with contributions...been spending like a drunken sailor though.
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