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Calling all Blues fans, Been a big Blues fan my whole life, being a guitar player may have something to do with it! The history is so vast, much music of today is the root of the Blues. I feel many of the early Blues artist never got the credit they deserve unfortunately. To kick off this...

Being in the land of 10,000 lakes we do have some beautiful areas to be in. My question revolves around what years did you really use it? We did not buy cabin in the early years, kids kept us busy between all the sports, band, church etc. We meet some great people in those years, lots of team...

Short version, Transfering a few IRAs to Vanguard. Most of the funds transferd Friday, except about $200. Logged into Vanguard Saturday and have a message that says add funds to your settlement account. It looks like the sending institution is pulling back the termination fee from Vangurd...

I like to read the forum with my Samsung Tablet, any pointers to get the text larger without scrolling in/out? Something like how a Kindle works by changing the font size of a book but for the forum as an example. Thanks

Ibonds started out as place to hold an emergency fund, then a spot to pick up some tax advantage space, now it's looking like a nice little pile to cover some early retirement income being in my mid 50s. As it stands today ibonds will cover a good 3 years of spending. Ibonds plus income from...

Not sure where I should post this...but.... Been off from work this past week over the 4th, just like many past years. Did not do much of anything, worked on the home front, something I enjoy, weird I know. It was every thing I thought it would be! A person could get used to this, I'm mid...

Updated IRA beneficiaries (held at Wells) to include our adult children as secondary beneficiaries. On the statement I can see the primary beneficiary (spouse) but not the secondary beneficiaries. Called to confirm it was updated and they have it the system supposedly but have no mechanism to...

I will admit I just love a good cold beer, always have. A family member got me on the IPA train a couple of years ago. At first I could not drink a IPA, had to darn near force one down. Fast forward to today and it's my goto beer by a long shot. Best value, I really enjoy Serria Nevada's...

Did a search and most threads I saw were fairly stale, if I missed one please point me in the right direction. Been thinking of an ereader on and off for sometime. Never used one so consider myself clueless. What I think I want: Download books from the library. Download books from other...

Wish we would have known about this before, videos for your cat to watch. We have a couple of cats, one will watch these videos for hours the other it's a give and take. The one that likes it is like giving a 3 year old an iPad, anyplace she sees a screen she is all over it, big screen...

Short version, Have had a number of RV's in the past, pop up, little travel trailers etc. Got out of the RV's when the kids were busy in sports etc. Fast forward we were about ready to pick a little travel trailer then covid happen, pricing got out of hand. Knowing that travel trailers are a...

I want to be sure I got this right, a lazy way to TLH (tax lot harvest)of sorts. Have funds to take losses on, no surprise I'm sure for many. Have one taxable account with dividend reinvestments turned off, have dividend reinvestments turned on in all other tax qualified accounts. Let's...

Nothing in life if a given, but how long would you feel comfortable relying on the ACA, 1,5,10 years? With the latest pile of cash thrown at it last week or was it the week before it seems it will be here for a good long time, in what form that may be is anyone's guess. Example/thought, 10...

Been thinking of starting a bulb garden, we live in zone 4. Below is a list questions I'm trying to wrap my head around. 1. Know I want Hardy Bulbs (think anyway), want to plant the Bulbs this fall and divide every few years as needed. Not interested in digging them up in the fall to winter...

I did a search for ACATS and did not see a note on this. Couple looses $150k in a ACATS transfer. Something I have not gave much thought to, still trying to wrap my head around it. https://www.bogleheads.org/forum/viewtopic.php?t=381060 And...

Have a good number of ash trees here in the Midwest, took down a good amount of them this year as they were to close for comfort around the house (they were planted by the previous Owners 30 years ago). Have a handful left that not exactly sure what I want to do with, with emerald ash borer on...

I forget where I saw this, could have been here! To make a long story longer we have been using T-mobile's Connect Pre paid Connect plan (previously we paid by the minute for voice and text with no data) for the past few months. Plan...

We have a Joint Brokerage Account and added 2 Beneficiaries, so far so good. The new statement now list the account with TOD, ok. I called the brokerage house looking for "something" that I print and toss in the death book about who are the listed beneficiaries, they tell me that cant be done...

Reading the following thread below, one of the common points mention was/is the regret of not enough Roth Linky Here This type of conversation comes in many forms, more so on pre planing side. The above thread was a little bit of an eye opener looking at it from the other side. Like many...

Moving assets to Vanguard, both DW and I, within the past few months. When I login it puts me under Personal1. When DW login ends up under Personal. Both web experience are completely different, we can work with either one, both are fine for the little we will use it but would prefer to have...

On the Vanguard web page do they show an Estimated Yearly Income amount based on your investments and amounts? I have this estimate with my "other" house holding VG funds, its kind of nice. I assume its right in front of me and I'm missing it. I can do the math easy enough but what can I say...

The time is getting closer to a 2nd chapter. DW and I still like our jobs for the most part, but don't see doing it the rest of out lives. I realize we all need something to retire to, read about many stories over the years here. My question to you folks, did you gravitate back to your old...

Thinking back a bit on our Ibond journey and some random thoughts. We starting buying ibonds in 2012 as place to just toss some extra dollars, more tax advantaged space, a place to move the emergency fund to, etc. All the usual suspects one thinks about when starting to buy them. Fast forward...

Playing around with FireCalc's spending models, At this point it tells me I good for $60k (constant spending model) or $77,250 if I use Bernickes spending model with a 96% percent rate for both models, 40 year retirement. So the question to the group, what spending model do you all use? I...