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5600. New prediction lol. I know it doesn't count, but based on over a quarter of new information... ;) I can't remember my original prediction, but do believe we have a significant pullback, which I will buy buy buy, then it will come back around to all time highs again.

Desirable would depend on the lens of the person making that definition. To us, and the season we were in, being close to our parents as we began a young family was the most desirable outcome of our housing search. That brought us to a very small part of the city to begin with since both our...

Fair enough. All of the folks who are not currently collecting SS hehehe. I'm still paying for my ole man's tab. He reminds me of this regularly.

Built my own google sheet over the past decade. Gives me more insight then I think I could have ever got from an FA. I built a pizza tracker to make sure Actual debt paydown, and equity gains will match Expected. Data is constantly changing. I just heard there is rumor that SS FRA will be...

Bingo. Optimize the best you can, but beyond avoiding income reporting requirements, you will never report 0 for the ole LTCG coming out of your taxable. Maybe part of the "home of the brave" part of the song?

Whoops, typo. 600k homes.

Smart boy down the street, went to one of the highest rated schools in our state. Found out the boy three doors down OD'd on Fentanyl and is now in a vegetative state. Mom and dad were divorced, but both live in our little beach community 3 blocks apart so they were great co-parents from what...

I've often dwelled on what I call "MTV Babies"...kids who grew up with constant TV at their disposal during the 90's MTV craze...and beyond. I know a lot of people who center their free time around binge watching, and have my whole life. I like a balance. DW prefers to binge. Grandma lives...

I think I had one that sent a use it or lose it letter, DW has had a couple. Plenty of CC options around, that's for sure.

First mow of the year. Weed whipped and blew the hardscapes down. Tire broke on the mower, but I've had a spare sitting in my rafters so it was an easy 1/2" socket fix. Replaced my bicycle tire tube that had a whole, and put a new tire on the back. Off to the races again. Took the kids to...

Our resident ZeroCool from the movie "Hackers," lol. I used to have a selenium web driver script that could snag all my data after some logins...but since the advent and force of MFA, I can't seem to find a sensible way around it. Would be nice to get an API Auth token and pull the data with...

Jan '24 : +1.35% Feb '24: +5.1% unfortunately trailing the SP500 with my massive position in AAPL and the bit of a hit that's taken. 100% equities, ~66% Magnificent 7, 34% AAPL Mar' 24 +5%. Flat month with AAPL dragging me down. People warned me not to be so exposed to one equity, but here I am...

Over 200,000 posts from the top five. That's pretty incredible. Would be interesting to normalize to totalPosts for each of the durations and average it out, see how much of an "addict" these folks really are ;)

Insane. I don't think I have a hobby I spend that much per month on besides travel averaged out throughout the year. I really want to buy a spa, hardly "workout" related, but therapeutic. That's more BTD though.

For folks getting the transparent bar, its supposed to be an ad. Your ad-block is making the ad a transparent bar in it's best "college try' of not annoying you with the content of the ad. A small price to pay?

Per month, that's tough. I bike, run, run on our treadmill, and lift free weights. I've only paid for a gym membership a few months of my life, prefer to do it on my time and my plan. So electricity for the treadmill, I finally bought my first new bike tire after 10 yrs of off/on riding...

I like that you can just cut and paste images now. That might be bad though, especially in the Funny Joke Thread.

New Posts Competition anyone? I've valued the insight from each of these member's. Let's Go!

I hope you get at least some days on the beach with the Pina Colada.

Bingo. I feel so much more pure and healthy since I quit drinking. I hope I have the right support later in life if dementia sets in to stay pure. Time will tell. What an insightful article!

We are in the "kids keep us busy" season of life in our 40s, and rent like you mentioned up on Alexandria each summer, then we spend Labor Day weekend at Grand View Lodge (VERY NICE!) A friend invites us up to another cabin for a weekend and then we meet family in Wisconsin Dells once each...

In the calculator I built myself I have the dividends just included as part of the total return. investment savings almost implies there is a value that is being saved by participating in investing??? Or perhaps a "savings" or "money market" type of investment account?? I might need more...

Health became my addiction when I quit drinking. I realized I was basically just posioning myself everytime, I never blacked out, but my consumption levels were unhealthy, and some of my decision making under the influence was quastionable at best. With a family history, I decided my life...

Lol. I feel ya Frayne! I've been exposed to a couple nude beaches and stumbled upon the Garden of Eden down in Key West :facepalm: And often wondered what the allure was to keep it all off and exposed. It is likely a sense of more freedom for some, just not my cup of tea. And I'm not into...

As far as tools, build a google sheet with what-if calculations bond vs no bond. I am 100% equities, until I die. Unless something better comes along. But SORR is a thing, so if you don't have bonds you need cash in down markets to avoid selling low... Anywho, back to your RMD. If you...