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I’m no expert, but if your treads are not wearing after 600 miles, maybe they are not compliant enough (hard). Maybe try a different brand. I’ve been buying Rockport’s for years - they are comfortable and last for years - though I don’t run laps.

A set of Extended Black and Color cartridges will run you $440 for the e HP Color Laser Jet Pro MFP M283cdw!

It just takes a few minutes to setup a 5 year CD ladder at one of the online brokerages. I just checked Fidelity - a five year, non-callable CD ladder will give you 4.87% APR. Invest no more than 250K at each bank (FDIC limit) and you will get your interest, guaranteed.

Can you send an official bank check from NFCU to the annuity company? You probably want to send this via overnight, registered mail. Check with NFCU.

What I learned about annuities: 1. There are two types of annuities that are generally considered a good deal. The salesman gets a 1% or 2% commission once: MYGA and SPIA. 2. Rule of thumb is to invest no more than 25% of your assets in an annuity. 3. Every rider you add an annuity costs more...

I rebalanced while working inside my 401K and IRA. I rebalance less frequently in these accounts now that I’m retired. I sell some stocks and CD’s from after tax accounts to fund my retirement - there is NO rebalancing of these accounts.

I remember my room lights dimming when the laser started up - no thanks. Also it takes a laser printer 5-15 to seconds at full power before it’s ready to print, before it prints 1 page or many.

FYI laser printers are power hogs, frequently consuming 500W to 1000W while in operation. Most inkjets only consume 20W or less while in operation.

I’ve used a HP Envy AIO for about 6 years and it’s been great for a 2 person household. I’ve been subscribed to HP Ink from day one and I highly recommend it. I was initially on the 50 pages per month plan for about 3 years and now on the 100 pages per month for $7. There’s a 3 month carryover...

Congrats on your goal. Are you still working? You should start planning on where you are going to pull your money when you are retired. Do you have CD’s or other fixed income? If not, it’s probably a good idea to sell 1 years worth of stock in your brokerage account and keep it in a money...

I’ve read most millionaires drive pickup trucks. Most drive them for decades until they have at least 250K miles on them.

Agree - they owe you a copy of the citation. If it was a red light camera ticket, the citation should include a picture of you driving.

I think the Dell SFF computers have a custom power supply - not easily replaceable. Windows 11 will not install on a computer with an Intel 7th generation and older CPU. I think your computer has an Intel 6th generation CPU. Unless you have a special PCI card that needs to run in this...

Desktop or Laptop? What year?

According to Dave Ramsey, the top 5 careers of millionaires Fool.com

I hope Shirley reply’s by Monday with an apology, your funds in their proper account and an apology. 45 days to return the money is utter BS. The difference between a good bank and a bad bank is how they handle problems - and the BoA is doing an exceptionally bad job.

I just checked the performance of these Blackrock iShares iBonds ETF. The price varies up and down like a stock ETF - nothing like a CD.

I don’t understand the concept of locking in an interest rate thru a bond mutual fund (price changes daily) and a bond ETF (price changes every minute). CD will pay interest payments on a set schedule and will refund the initial deposit according to a set schedule. As long as you keep your...

I use the Fidelity Retirement Planner to track my investable assets.

I would start selling some of your actively managed funds in a brokerage account. Especially if there’s room in the 0% LTCG bracket - no taxes!

Your SS statements from 2021 and earlier listed the yearly amount you paid into SS

Apple’s Numbers and Pages work great on my Macs. Numbers took a little adjustment when I switched from Excel, but once I switched over years ago, it starts up and works fast.

Unless you already have a project car, check out the kit cars offered by Factory Five Racing. They offer both street and racing kits. You supply the engine, transmission and rear axle.

My car needs to be safe and reliable. I want my car to keep me alive if I was in an accident. Never been a big spender, but I buy new and usually keep it a decade.

I think it’s good that you have projects planned for your retirement. Maybe you should print out your post and hang it on the wall as a reminder to yourself. I’ve been eyeing the kit cars made by factoryfive.com and while I never managed to get my ham radio license, I have an RTL-SDR so I can...