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This year I moved from Turbo Tax to H&R Block (no thanks to Fidelity). Overall I think TT is a bit easier to use than HRB. Maybe it's just my familiarity with TT, but I think next year I may go back to TT. But that's not the point for this thread. I am not able to figure out how to save the...

Simple poll question: do you remove your shoes entering your house? Or do you wear your outside shoes into your house. I have some friends that take their shoes off and leave by the door, maybe wearing slippers or maybe just socks or bare feet. We don't remove shoes, and with dogs and cats...

Being I live in Ohio, corn on the cob is a big part of summer meals in this area. Thought I would run a fun poll to see how do you eat corn on the cob? 1) Rows down the length 2) Rings around the diameter 3) Cut off the cob and fried 4) Other 5) Don't eat corn on the cob I eat it in rows down...

My lawn guy just finished mowing. He does a good job, but being retired has plenty of time. He doesn't get paid, since he says he has enough. I buy the gas and do all the maintenance on the mower and other equipment, to help offset the fact I don't pay him anything. Once in a while when it's...

Just curious if you visit your relative's gravesites? With any set frequency? I do not, even when I lived closer. Now I am couple thousand miles away so it is not possible unless I make a trip. DW is same as me, does not go to gravesites. Both DW and me are the highest generation in our...

Saw on news he died in prison, he was 81. Can't say anything positive about him, but the taxpayers save some money now.

Just checking, as I turn 59.5 soon, and can access my pretax retirement funds. Here is the question: is the 59.5 date exactly six months after my birthday? For example, if birthday is Dec 10 (not my real date) then I could do withdrawal any day after Jun 11? Or does something else apply like...

Curious what the gasoline price spread is in your area between regular and premium? Around Cincinnati the spread has increased to a full $1.00/gal between regular (87 octane) and premium (93 octane). The mid grade (89 octane) is usually right between at $.50/gal more than regular. I just can't...

Taking off on the eating bacon thread. What is your favorite way to cook bacon? Mine is microwave until it's crunchy. Use a microwave bacon tray, with paper towel covering for splatter.

Thought it would be fun to list the items that were on your bucket list and once you did that item, were disappointed and won't do that item again :frown: Something like took a cruise, but then was seasick. Or tried a new hobby and failed or unable to get excited about continuing it. Or travel...

I have a Roth opened in 2013. So meet the 5 year rule no problem. I am 59 but not yet 59.5 until later this year. Trying to balance taxable withdrawals vs non-taxable; so considering taking some out of Roth. Question is timing, waiting until 59.5 or get some now. I know I can withdraw my initial...

We have the S&P 500 prediction thread, how about one for the inflation rate by end of 2023? As we know the market does not equal the economy. Use the official US govt published number (based on CPI-U). Also the 12 month avg rate, not the Dec 2023 monthly rate. I know that the actual 2023 year...

One of the old Wall St sayings is for a Santa rally that boosts stocks at year end. Curious what you think may happen for 2022? Will Santa bring a year end rally? Or will he take a pass this year? We have about 3 weeks left in 2022. So far December has not been much of a rally. I am personally...

It may be some amount of me getting older, but driving at night seems so much worse now with all the new cars with "light up the world" LED headlights. These headlights about blind you oncoming. Much worse than the older more yellow lights of older cars; be it halogen or the older tungsten...

Fed chair Powell in his remarks today said about interest rates “We will keep at it until we are confident the job is done,” . Maybe the Fed is finally getting it that inflation is running much higher than they want and taking action? It's going to be a bumpy ride of they are serious about...

I just realized that today is 5 years to the day that I retired. It's been a great ride so far. Looking forward to many more years of retirement. Mostly all good. Health, finances and settling in the retirement lifestyle. DW and I left old working state the day that was my last workday and...

I have some questions on Roth withdrawals for pre 59.5 age. I have a Roth that is est Feb 2015. I have some of the original contributions still in their same investments, but have switched some investments around, such that some investments are only 1-2 years old, or less. My questions, kind of...

Last week DW and I adopted a dog from a local animal rescue. We have always had dogs, usually 2 or 3. But our last old dog passed on last Oct. We decided to hold off until this spring given our winter snowbird trip that started last Dec. Now we have been back home and the house was just too...

Not any surprise, the misery index (defined as inflation rate plus unemployment rate) is rising. Mostly due to inflation part of the equation. The total misery index right now is officially 11.67%, which is above historical avg, but nowhere near the 75 and 80 numbers which reached almost 20% and...

Since it is now close to tax due date for 2021 taxes, thought it would be interesting to see what your effective federal tax rate is for 2021 taxes. Just your overall percentage after all the various calculations. I haven't seen a thread on this for 2021 tax year. State tax rate not applicable...

Even though I use strong passwords, and two factor authentication when available, I think the time has come where I might use a password manager. Too many world events where cyber attack is part of the plans. Sure as individual I am probably not a direct target, but a major data breach can make...

Based on the recent High Speed Rail thread, I thought it would be fun to take a poll and see what your walk score is for where you live. I suspect there is likely a very strong correlation between your walk score and your availability of various forms of public transportation. If you have high...

I am curious what your opinions are al;ready inn if we are entering a stagflation economy. Stagflation is characterized by slow economic growth and relatively high unemployment (economic stagnation) which is at the same time accompanied by rising prices (inflation). Generally stagflation...

Just a post to recognize the importance of this day. It's been 80 years since that tragic day at Pearl Harbor. Special thanks to the veterans, those who died that day, during the war, or served and came home. Thanks to those that sacrificed that day and throughout WWII. The greatest generation...

Discussion on the "Charitable Giving" thread has me thinking and I am not sure I know what is correct. I did not want to reply in that thread, so started my own. I have a small inherited 403b, from approx 10 years ago. So falls under the prior rules and I have to take RMD each year since it was...