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This year H&R Block decided to limit form 8938 to 3 for e-file. The form 8938 is to report foreign accounts to the IRS. Last year there was no limit which was good as I have a few that were always empty but the bank refuses to close them, to "keep the records" :facepalm: Of course H&R Block...

I have a mutual fund "Janus research" for about 25 years. For 15 years the dividends and capital gains were reinvested 10 years ago I told them to stop reinvesting and send me the money. Basically there is a 15 and a 10 year period to complicate the question. I sold it all this year so average...

If you have AT&T retirement benefits this could affect you too right now. We have retirement health benefits (or did) from AT&T. They gave us a few thousand dollars for 2 years, which we used to pay for some Medicare. They announced for 2024 they were ending the $$ , but we would be...

I'd like to visit Australia and NZ but I dislike flying. I can easily cruise to Australia and would enjoy a month or two visiting it and NZ. But the return trip has me stumped as I don't want to spend 6 months there so I could cruise back. Anyone know of any standard cruises or set of...

Friendship Village filed for bankruptcy. This is the largest retirement home in IL, and 22nd largest not-for-profit retirement home in USA. We had gone there, went through the application process for FIL, but he went downhill faster than we could get him in. Lucky in a way. They wanted...

I'm new to Medicare. When I was on regular lousy health insurance, my doc would say I need a colonoscopy and he would make an order at the in network place. My doctor is gone, haven't seen him in 3 years. Now, I'm due for a colonoscopy, since on Medicare can I phone up a colonoscopy...

I use H&R Block downloaded software. Normally I just enter the 1099-DIV and the foreign tax paid is less than $600 in total (married) and it works, I get the credit. This year I am getting a ~$2K income from RRIF (Like IRA) from Canada, and they took $263 taxes. Our 1099-DIV is only $322...

I decided to pay the interest on our I-bonds each year, since 2022 was a low interest year this will make up for some of it, and avoid the big interest amount which happens when postponing the interest. Treasury Direct says log in to see the value, but it's the value TODAY, I can't see the...

I have some Fifth-Third Bank IRA CD's I want to move Vanguard. I first thought I could cash the CD's out, and then do an ACH to Vanguard Roth. But later realized it seems Vanguard won't take Roth conversion money from a bank account. And there is the new IRS rule about 1 indirect (touch the...

I was wondering if anyone has used Viking for an Antarctica trip and could relay what they thought of the trip. ? They have only done them fairly recently. I'm wondering if they actually even get off the ship onto the ice, it's hard to determine from their graphic diagram of the trip ?

If you don't do IL State tax returns, you can stop reading this thread. IL has set themselves up for a big outcry. In previous years, anyone could do their tax return by passing some ID question tests, and then do their return online for free. I do 3 other older relatives returns and would...

Last July I fell down the basement stairs near 6pm. My DW heard and came to see me crumpled on the floor. I wasn't dying right then, so I said due to pain I should get xrays but not take the amublance as I could hobble to the car. I was concern about the cost of ambulance and hospital...

I have been repeatedly offered by Bank of America to switch from their free Travel reward card to the new Unlimited Cash Rewards card. No fee to switch, no credit impact, and will get the $200 bonus for spending $1K in 3 months. When I look at the points, they both offer the same points, so...

I've been following this news item for the past couple of days and haven't seen it posted here. I searched but didn't find it. I'm posting here, because folks may ignore it somewhat since so many data breaches have happened in the past from lots of companies. This time it's DIFFERENT. Part of...

I'm trying to figure out who can be the POA witness so we can bring the right folks to visit Dad. For some odd reason, Dad had lots of other legal forms all set up, but not durable POA :facepalm: Below is the IL State form for durable POA where it defines the witness allowed. However, I...

Looking for advice on which action is better and am I missing something important money-wise in my choices: This year I earned approximately $3,000 from self employment, to keep an old employer's system running. In past when I'd earn over $10K , I'd deduct expenses and with leftover income...

I am bored and thinking of buying another computer, but wonder if I'm missing some details about memory. I looked at Costco and they have this: Dell XPS 8940 Tower with 10th Gen Intel Core i7 Processor, 64GB Memory, 2TB HDD, 1TB SSD and GeForce GTX 1660 Ti Graphics My current machine is...

I've noticed there is a sudden spike in cruise ship crashing. There is the horrific Budapest one about a week ago where Viking river boat ran over a smaller tour boat, (7 dead, 20 missing). This one was very surprising to me as having been in Budapest on the river, I considered it incredibly...

Hi, I'm interested in knowing how to read or understand what I am buying when buying a treasury bond at a brokerage. For the example below I read it as: matures: March 2020 pays interest of: 2.366% which is 1.625% (plus I'm buying it cheaper than $100 and counting the capital gain as...

We are going to take a cruise out of Vancouver late Sept to HI. So thought this would be perfect to go a few days early to see things, as neither of us have been to Vancouver before. Would be interested in knowing where to stay (prefer not expensive) / avoid :o What to see - already planning...

Unbelievable: "Gerald Cotten, QuadrigaCX’s 30-year old co-founder, died suddenly in India due to complications from Crohn’s disease in December. The problem is, he apparently stashed around $180 million on digital wallets and didn’t share the passwords with anyone – not his business...

I moved to the USA nearly 2 decades ago, and became a Citizen :) I am also a citizen of Canada, and now get the CPP (Canadian puny pension :) ). I'm trying to figure out if I pay tax on it to Canada, I know I report it here in the USA (along with ALL my other WORLD WIDE income) and pay tax on...

I missed a phone call. Minutes later I get called again, and I answer. Turns out I won a lottery of a new car, and they were calling to check it had been delivered to me, along with $3.5 million. :dance: I told them I hadn't picked up my mail yet, so I don't know. The fellow spoke very slowly...

Anyone in Paris wish to comment on the riots, I thought I would see a thread on this, but maybe it's too cold for tourists now ? I read they are closing some of the main tourist attractions due to the large violent yellow jacket protests. Seems like people there didn't like paying $6.00 per...

It really bugs me how roth conversion bumps tax free dividends/LTCG into the 15% tax bracket if you have a lot of either one. Thinking of optimizing Roth Conversions by alternating years where conversion done. Based on my calculations a person will save money doing this. I welcome folks to...