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My wife inherited a 10 year qualified annuity in 2023 with a current value of $185,000. My understanding is that we have 9 years remaining to empty the annuity. There are no options for rollover or anything to avoid a taxable event in the coming nine years. At this point, we absolutely do not...

Late last year (Oct), my MIL received a letter from the IRS that one of the quarterly tax payments for her employee (care giver) was missing (quarter #2). We checked the statements and did, indeed, make that payment. The IRS deposited it. Wrote a letter to the IRS in November, 2022, with copy of...

I was very concerned that some of the COVID clawbacks the Republicans were negotiating over might include the American Rescue Act ACA expanded subsidies (pay no more than 8.5% of gross income for insurance). These expanded subsidies were/are in effect through 2025. I just went through the text...

Progressive, with three vehicles. My 6-month policy only increased $1 over last August's premium. I am shocked, dismayed, and delighted!:dance:

At a local gas station. A few miles down the road, it dies and will not re-start. Got it (2019 Ford Escape) towed to local Ford dealership. Turns out, it was filled with diesel. mmm? wife error or station error? Receipt shows regular gas (by the price charged). While the Ford is being...

My son earned his Bachelors in 2019. Since then he has been working in a PT office trying to get into a Doctor of Physical Therapy school. He has been taking additional classwork to make himself a more attractive candidate. Many rejections. This morning, he gets the magic email...acceptance...

I could use a fresh set of eyes and different opinions on the rough outline of my plan: One year ago, I (57) had been retired for 4 years and my wife just retired (57). We both have pensions ($80k total per year, gross, non-COLA), no debt, and about $250k in cash and IRAs. We had no problems...

Actually Silestone. Here is my plan- I welcome comments. I have to enlarge an existing cut-out for a new range install. Definitely has to be wider (2 cuts), but may also need to be deeper (3rd cut). I am going to use an angle grinder with a diamond blade. I am doing this as a dry cut, as there...

I need some tax help with HSAs and HDHPs: Taxes are already complete for 2018. This question/problem is for the 2019 tax return (I plan ahead). In 2018, my wife was on a single HDHP Jan –June. July-Dec, she was on a family plan. During 2018, I was on a co-pay plan Jan- June and then joined my...

Just got back from the doctor's office- wife was diagnosed with cancer. She is devastated and I am in shock

Background: 55 year old male. Began having trouble seeing out of left eye in past year or so. My optometrist mentioned there was the beginning of a problem about 2 years ago (during routine eye exam) that would probably require some sort of intervention in the future. This past summer, my eye...

It has been a great 2 years (FIREd at age 52 from being a school principal). My wife continues to w@#k while I play househusband. I do all of the shopping, cooking, laundry, housework while she continues her teaching career. I get up with her every morning, make her lunch, and send her off to...

After using the same trading and portfolio-management platform for over a decade, this is painful. (although I know in a few weeks, it will be familiar and easy)???

I retired about 18 months ago from being an elementary school principal. In those 18 months, I have not been anywhere near my former place of employment...even though it is only three miles away. I am not sure why I haven't visited- I had planned on it before my retirement. It just never...

Background: I FIRE'ed about 14 months ago from being a school principal. Saturday evening, my wife and I were playing cribbage, which we have regularly done for over 25 years. During the game, i must have had a pensive look on my face which my wife had always recognized (as worry about my...

Because it is the 1st day of school and I am a retired school principal. I am typing this while I smoke a cigar in the hot tub :dance:

I am writing this from Playa Del Carmen, MX while drinking a beer! No, I did not retire here. Celebrating my 25th wedding anniversary. Year 1 has been outstanding! A few details: retired from being a school principal at age 52, wife continues to work. Only child in final year at university. Have...

June 3rd was my final day. I retired for several reasons- mainly my health and that the job was taking much more than it gave. The first 2 weeks of retirement were spent on the beach in Mexico with friends. Not surprisingly, work did not suddenly switch "off" and retirement switch "on". I had...

I wasn't giddy- just tired. i don't know when it will hit me. The remainder of the day was same-o, same-o; laundry, grocery shopping, housework. I might as well go back to work! The umbilical cord is not completely cut; I still have a business cell phone and am technically in charge until my...

my wife was notified yesterday that her position is being eliminated at the end of May. She had planned on working several more years and her salary, etc. was figured into our 30 year plan. And, of course, those numbers allowed me to RE. She was told that they would find her another position but...

I am retiring in mid-2016 and they only thoughts I have about retirement right now are pull the blinds, don't answer the phone or the door. I have had a very high-profile career (school principal in a small town- it is like being a celebrity without any of the perks). I have served offices in...

Would love some varying insight into a dilemma: I have 30k sitting in a savings account (earning .01%). IRAs are maxed out and I am not too keen about the current stock market anyway. CD's are paying 2.00- 2.25%, but that is taxable so the net is even less. I like the feeling of having an...

Hello Everyone, I have been lurking for a few months and decided to introduce myself. I am a 51 year old school principal, 18 months from my full pension. I am not sure if I am going to completely stop there or maybe do something else in the same retirement system to make it to 30 years. I just...