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Yeah, my cash bucket is getting way too large. Although, with MM paying me 5.25% I don't have much motivation to take risk

Wow, $1.5M increase in 2 moonths!! Some sort of windfall I assume?

Thanks, better to be lucky than good, I guess :) But it's mostly market gains. I add my normal max out of 401k and when I get a bonus I add it to the pile, but mostly market.

Congrats, Exit. Nice quarter and nice to keep hitting all time highs!

04/01/2024 - $3,695k Another decent quarter and still sitting on a ton of cash. :dance:

Congrats and good luck in your retirement!

Anyone holding NYCB-U, it's getting hammered today. Earnings were terrible and they cut their common dividend. Hope they don't defer the dividend on this issue, which they have the ability to do for 20 quarters.

Thanks for the heads up bob. It was good while it lasted. Now where to put that money?

01/01/2024 - $3,453k Really nice run at the end of the year and this is with nearly $900k in money market! We have exceeded our original target ($3M), but have increased it to $4M recently due to inflation. Also, as mentioned in other posts, to line up with DD's high school graduation 06/25 and...

Congrats, NgineER! Always feels good to hit another milestone

10/03/2023 - $3,132k Slightly down this quarter. Would be up quite a bit more had I not sold the NVDA, but no looking back, it was too risky of a % of our NW considering where we are in this journey. Also, nothing wrong with getting over 5% on a huge chunk of cash!

Thanks, Exit! No, if you remember I actually had pushed mine back to April, 2026. My DD graduates high school in June, 2025 so this lets me get one more bonus check in before I call it quits. Also, my company is set to go public soon and I need to hang on for those shares, as well. So I can't...

07/01/2023 - $3,213k This is our first quarter that has ended over the $3M mark, all thanks to NVDA. Finally for the first time in 13 years had to sell some as it was becoming way too large a % of our portfolio

So true. We have no pension or retiree health benefits. So, we will ned more than some others with the benefit of those things

Yes, the number certainly doesn't matter as much as how that number relates to your expenses. Many people have super long happy retirements with much less.

OP here. Real estate equity is not included in the $3M for me

And, of course, "enough" is relative. YMMV as Koolau would say

1m 2016 2m 2020 3m 2021/2023

Similar for me. I have a large chunk of NVDA that I’ve owned since 2010 that has really helped me get back to the $3M mark recently

$3M was my original target. So, there was some significance to it for me. With inflation, I'd like to get closer to $4M before I call it quits.

Back on Nov 19, 2021 I posted a celebratory thread about hitting NW of $3M (ex RE). Well a few days after I posted that, my portfolio dropped below that mark and I have stayed below since. Well, as of close prices yesterday I am officially back above. Wow, that took a while. Here's to hoping...

I'm with you. Target for me is Mid-March 2026. My daughter graduates high school in 2025, but it makes sense for me to stay on the payroll until March 2026 to bank one last bonus. My company is also in the process of going public. Depending on how (and when) that goes, it could also impact...

04/01/2023 - $2,906k Nice Q1! Still below all-time high, but working our way back there. Also, still reviewing wether I need to up our target number and wether to adjust our AA to a more conservative approach. Getting too close to the end to have the sequence of return risk that we went...

-20.46% at roughly 90/10

01/01/2023 - $2,502k Got some of what we've lost back. Here's looking at a more profitable 2023. Happy New Year, everyone!