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The NYT had an article this morning about a Chevy owner who found out that his insurance cost went up 21% because of fast acceleration and hard braking. He didn't know that GM was reporting his data. Although a some other automakers do this GM is apparently the main focus or the NYT article...

Apparently the CDC Advisory Committee on Immunization Practices has recommended that folks over 65 or with impaired immune function "should" have a second dose of the current vaccine. The NYT article quotes Dr Kotton of Mass General as saying that she was impressed with the data supporting the...

I have started running photo prints through my Fujitsu Scansnap. It is fast and does a decent job with most photos. I think I could do better with scanning selected negatives. Although I have an Epson flatbed scanner that can do film, I was wondering if I should look into a dedicated film...

The other thread is too old for replies but there is a follow up NPR article complete with a photo of a no cpr tattoo. https://www.npr.org/sections/health-shots/2023/12/12/1218680009/cpr-aed-defibrillator-advance-directive I think the main point is that CPR isn't magic, doesn't work all the...

The formula would be actual cost to acquire + fixed markup + a pharmacy charge which is what Cost Plus does. This will make consumer costs more transparent but it remains to be seen if overall costs will be less. NYT did a story on this (sorry about the paywall)...

Covid vaccination may reduce the risk of long Covid. https://www.bmj.com/content/383/bmj.p2633

Is it necessary or even useful to preheat? It's 50ish out and I don't mind if the car is a little chilly for a couple of miles. I think turning the climate control on also preheats the battery but I am going to use about 5% of the battery capacity for my trip today so range isn't a concern. Is...

Our electric dryer isn't working well. It may be getting close to time for a replacement. The laundry room is set up for either. Should I go with gas? With local electric and gas rates the calculator on this page suggests about a 2 year payback for the additional cost...

I don't plan to be needing more than a small part of my range on the average day and I am wondering what would be the best arrangement. The 48 amp hardwired EVSE seems to be more than I need. I could use a lower amp plug in solution but I have heard about melted receptacles. I'll contact an...

Brent Arends from Morningstar is very positive on TIPS especially now that the real yields have been in thee 2% range. Being a market timer of sorts i avoided them when the real yield was zero but I have been buying this year. he says "perfect for retirees"...

Harry Sit has new estimates. https://thefinancebuff.com/medicare-irmaa-income-brackets.html#htoc-2025-irmaa-brackets I think I will use his 0% inflation adjustment estimate to plan my Roth conversions for 2023. I like to leave a little margin since I'm never 100% sure about dividends until...

It looks like intercepting the signal is feasible for thieves. They can then program a new fob and be on their way. Having the vehicle unlock when I walk up is nice but of course this requires the fob to always be transmitting. Maybe I am just overly concerned...

MIL closed a small IRA mid year 2021 but the 5498 showed a non-zero balance. In 2022 she took a RMD calculated on her other IRA. Should she try to get a corrected 5498 now or wait to see if the IRS notices?

I have just been voting using the links from proxyvote.com emails. Is there some advantage to using the app? I downloaded and tried it but I am not seeing the advantage over an old fashioned email link.

Wastewater analysis was positive in 28/29 flights. I don't know if the study will be repeated in the US. I am a little skeptical about being confined to a metal tube for hours with potentially infectious people...

The recommendations are for ≥ 65 or younger with certain health conditions PCV 20 alone or PCV 15 followed by PPSV23 If you previously had PPSV23 you MAY get PCV15 or PCV20 There are complications for some medical conditions especially in folks who were getting PCV13 followed by repeated...

Starting in 2023 CMS is allowing screening colonoscopy for Medicare beneficiaries after a positive non-invasive test. Previously the colonoscopy was allowed but not supposed to be paid as screening https://public-inspection.federalregister.gov/2022-23873.pdf I tried to add this to another...

4.3% safe withdrawal rate for 30 years From a few days ago but I didn't see it posted. The key is TIPS https://www.advisorperspectives.com/articles/2022/10/24/the-4-rule-just-became-a-whole-lot-easier Author Allan Roth.

Not for everybody but it makes sense to me https://humbledollar.com/2022/10/my-investment-sin/ His 86% is too aggressive for my tastes but I am at 80% stocks after increasing my allocation

I witnessed a major accident recently, fortunately we weren't involved. I have been thinking about getting a dash camera for a while. This has got me looking again. I am looking at the Garmin Dashcam Mini 2. It is small and discrete but has no GPS or screen. Do any of you have thoughts on dash...

The FEMA flood insurance program has a large deficit mostly due to underpricing insurance for some high risk areas. They are raising those rates so I was thinking that insurance for low risk areas might become more affordable. The local independent agent wouldn't give me a quote for flood...

tSorry if this has been asked before. I noticed that the an intermediate term treasury is down less year to date than the total bond market or non-treasury intermediate bond funds, Is this just due to the shorter effective duration or is it some sort of "flight to quality?" I have read that...

This improves tax efficiency for Vanguard shareholders but other fund providers may not benefit from the change since it could cost them mutual fund revenue. FT article from yesterday https://www.ft.com/content/eecba2b1-48e6-4f5c-9a70-ed047123c525

I have had an account for years but I am thinking of dropping it. Our baseline expenses are similar from month to month, and we can afford discretionary expenses, so we really don't budget. Do people find it useful beyond budgeting?

Deceased FIL died of Covid 19 months into a 36-month lease. The car was promptly returned in good condition. We were surprised that the deceased was billed for an additional charge and there was no refund at all. I think he had reasons for the nature of the lease but it turned out to be an...