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    Set me straight on annuities and why are they so bad

    Here is a different take on annuities. I saw the comment as a reply to this post on EarlyRetirementNowcom. Safety First – SWR Series Part 61 - Early Retirement Now "However, the other potential benefit of annuities is cognitive decline insurance. Everyone who reads this blog is obviously...
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    Share Your 2024 Milestones

    The million I gained over the past year makes up for the one I lost in the previous year.
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    One Year Anniversary

    Sounds like a great year. Enjoy many more!
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    Should I bite on this checking account upgrade offer?

    Sounds like a lot of marketing hype to me. Do you think you would actually take advantage of these account features? And would they be more useful to you than whatever you get from your current checking account? If not, seems like there is little benefit to you to make the switch.
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    Reflecting on the first year of my FIRE glide-path / Coast FIRE

    Living life on our own terms is one definition of success. Congratulations on your success!
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    what office software product do you use?

    I'm Treasurer for my homeowner's association and I use Excel quite a bit. I've created a collection of macros to automate many of the things I used to do manually. I'll stick with Microsoft Office for this reason. When I get out of the HOA Treasurer business I'll probably consider switching to...
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    Literally: Life After Fire

    I've never agreed with the whole "find a purpose" concept. It just seems too lofty and perhaps altruistic to me. In my mind, I replace "finding a purpose" with "finding things I enjoy doing". This is important to avoid becoming a couch potato.
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    Restaurant adding fee for use of credit card

    Some of my doctors have started adding in a credit card fee. But they don't tell you until you reach the checkout desk at the end of the appointment.
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    Southwest Ohio Get-Together

    Excellent! The current RSVPs for those attending include: Lewis Clark Gauss + 1 Steiny Omni550 38Chevy454 Cassius King
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    Southwest Ohio Get-Together

    My pleasure. : )
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    Southwest Ohio Get-Together

    Glad you can attend, Omni!
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    Southwest Ohio Get-Together

    Looks like we have a date for the first SW Ohio Get Together! Friday June 21, 2024 2 pm - 4 or 5 pm BJ's Restaurant & Brewhouse 10563 Innovation Drive, Miamisburg, OH 45342 It is just off I-75 at Exit 41, one exit south of the exit for I-675. The current RSVPs for those attending include...
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    Southwest Ohio Get-Together

    Good idea. I'm on a cruise ship this week and not watching this closely. I'll hopefully pick a date based on the responses by the middle of next week.
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    Anyone else NOT watch the news?

    Regular news is not always a source of information on these issues. For example, where I live we vote for judges. Unless a judge is involved in a rare high profile case that judge will never be in the news.
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    Anyone else NOT watch the news?

    I catch headlines from a variety of sources but almost never watch the news. Too much bad news and rarely much good news. I leave the room when my wife watches the evening news.
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    Southwest Ohio Get-Together

    Usually whether or not to pay off the mortgage with our social security checks. : )
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    Just hit #7

    Thought so.
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    How often do strangers ask you for money?

    I arrived in Amsterdam, Netherlands this morning to start a vacation. Took a train from the airport to the Amsterdam Central Station. After getting off the train I was asked for money to buy a train ticket before I could even leave the station.
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    After I'm Gone

    State 2 does exist. Institutions have their own policies on how to respond to a State 2 situation.
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    Net worth calculator

    Nice to be high up there ... !
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    TMobile internet

    I have been using T-Mobile home internet since about November 2022. We were tired of continually rising cable rates for home internet and tried it at the recommendation of a neighbor. I would rate the service as good most of the time. I measured the download speed frequently when we started...
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    Great River Road Trip

    I have not done that trip but have spent time in a couple of your prospective stops. In St Louis: * Ride to the top of the Arch. Nice view, very interesting technology to get up there. * Liked the Westward Expansion Museum in the Arch basement. * Walked to the Old Courthouse to see their Dred...
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    Safe Driving Class

    Seems like the course saves $75 the first year, then $100 each year going forward. If the $100 per year discount is forever, the math is a bit more favorable.
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    Why are older Americans drinking so much

    I've been asked many times why I am not drinking alcohol at a social event. I just tell them I don't like the taste, which is the real reason why I drink very little. Some folks have told me alcohol is an acquired taste. This comment makes zero sense to me. Why consume something I don't like...
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    Southwest Ohio Get-Together

    Based on the feedback from this thread (https://www.early-retirement.org/forums/f27/gauging-interest-in-a-southwest-ohio-get-together-121213.html#post3060593) I would like to target BJ's Restaurant at Austin Landing in Miamisburg, Ohio as a meeting location. Plan on a late lunch at 2 pm, to...
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