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Hi Mulligan, Congratulations on taking care of yourself. Smart move. I would be inclined to go for the procedure where you know what you are paying up front. While it was mentioned that perhaps these people might emphasize speed rather than thoroughness, I would think that because this is the...

We will probably have all our needs taken care of in Chiang Mai, although we have used Bumrungrad several times and think they are very high quality. That is, if the country you are in “allows” cremation. A friend of ours died quite suddenly in Panajachel, Guatemala and his wife could not get...

As mentioned by another poster, I imagine it depends on where you are traveling and what your needs are as to whether or not you will find adequate medical attention. We have been traveling the world for over 2 decades now and have had very good care in Mexico, Thailand, Vietnam and Guatemala...

Great thread, Imoldernu. Thanks for starting it. Someone asked what might be done about this type of situation in other countries, and having lived off and on in Latin America since 1993, I could give a couple of insights. Yes, of course, there is inter-generational living and it is expected...

Hi Huston, We are finishing up 5 weeks in Naples, Florida visiting family. Then back to Chapala for a gorgeous house sit - then to the bay area in California for more visits with family. Then back to the house sit in Chapala... before returning to Guatemala and on into El Salvador! What a...

This was a great story, Kevin. Thanks for posting. It's fabulous that people can live their travel dreams in so many styles and levels of expense. And for this woman to travel on her own is something I admire. Perspective is one of the most profound benefits received from traveling - it's not...

Because Billy and I owned our business or otherwise were in management positions, having work friends (versus work acquaintances) was a fine line to walk. It’s hard to socialize and share personal lives with an employee then direct them - if necessary - in their projects the following day. So...

Great information about the LES, Cato. Thanks. I hear good things about papaya enzyme too. We live in the tropics and eat papaya all the time. My understanding is that the fruit closest to the outside skin is where that enzyme is strongest. If you scrape the fruit along that area, you will be...

Oh gosh, how embarrassing! :facepalm: I think I might have looked at something else and thought it was the date the post began...! Nothing like making a fool of myself in front of everyone. But the concoction works -there's something with the vinegar and the acid, the vitamin C with the...

I realize that this is an older thread, but if someone is still following it and has ulcers or painful digestion, this is what worked for me. Whenever I have a flare up I use this again. 1T of apple cider vinegar 1tsp of bicarbonate of soda 8 oz of water mix and drink before meals. Take some...

Thank you OzzieDreamer for this information. I'll check into it a little more and let my Readers know. I appreciate your time and effort in getting back to me about this! Best, Akaisha

Hi Ed, Thanks again for your kindness towards Billy. Yup, he’s doing well, thank God, and back to being ornery. World Nomads offers travel insurance with several different underwriters. Depending on who is underwriting your trip, there can be an age limit of up to 67 (I believe I have seen...

This is a very informative thread and I’m glad to see it here. From our personal experience, the comments made here about the Thai culture and personal relationship approach rings true. Also, the excellent Thai medical care we have received, both in BKK and in Chiang Mai, is a very positive...

Spanky, It’s good to see someone here took the time to do a little research on this before they responded. Thanks. The first thing I noticed in that back test was that they used SPY. Sy does not. I am not sure how much of a difference it would make, but just saying. IMO, Sy’s...

Billy, the proposal isn't sell in May and protect your gains, it's "Sell in May and reinvest in October". It is a strategy that identifies the two months of greatest average volatility, one up and the other down and assumes those two months will continue to behave in that same fashion...

Michael, Transactions costs are so small now that I doubt they affect returns much. But the point that you might be missing, is that once you “sell in May” with your gains protected, you have cash available to make money on the downside. Last year…. I know one year is not a sample, but for...

Letj, The short answer is no. No one knows what your tax rate is therefore it would be difficult to compute. However if you use your IRA for this purpose then you will have no tax issue. Regards, Billy

Best, Most retiree’s know that free is not a bad word. If you do not want a free newsletter that is your prerogative. Some investors may find value in it, I know I did. I want all the information I can absorb and do not want to limit myself. I have no dog in this fight. The thread is...

I interviewed Sy Harding who according to Hulbert has a very good record using a system close to this. I am sure if you tell Sy I sent you he will give you a free newsletter. If you want the link to the interview PM me. Regards, Billy

Yes, we have a high deductible of $10,000 for in-provider coverage and $20,000 for outside of provider coverage. It is simply for catastrophic care when we are in the States and it keeps our monthly premiums low. The prices for catastrophic care in foreign countries are reasonable compared to...

To all of those who gave their best wishes for Billy and his health, we appreciate it! Billy is fine, and is completely recovered, !Gracias a Dios! On our website we gave a full review of B’s hospital experience including the detail of his bill. We did a follow up to answer our Readers’...

Depending on how much you plan to travel, you could take advantage of local care in foreign countries and pay out of pocket. If that is too frightening for you, you could take out traveler's insurance or full care international insurance through Bupa, IHI, World Nomads or other companies that...

Hi Chuckanut, My husband, Billy, and I have been traveling almost full-time since 1991 and love living in foreign locations for months or years at a time. There are many ways to find housing in other countries, including apart-hotels, home exchange, rooms to rent in pensions, Craigslist, etc...

obgyn65 I believe I have read that you do volunteer work with the Maya here at Lake Atitlan, right? When is your next trip down? Akaisha Author, Your Retirement Dream IS Possible

Kcowan Exacto. It’s a different sort of lifestyle, not getting noticed. I’ve come to enjoy it – living incognito and not causing any waves or attention. No competition with what I own, what I drive, what I wear. No label clothing, no grand entrances to parties… Who woulda thought this could...