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For the first time I have COVID-19 according to home test I did on 3/20/24. First time I ever tested too based on the fever and itchy throat I that started early Tuesday morning on 3/19/24. Fever was from 99 to 101 F but that has been gone since 3/21/24. 46 year old healthy male. No smoking...

For about a week or two I’ve had discomfort/mild sharp pain (not enough for me to take any pain medication) on my gums, upper right area behind teeth. The Occlusal night guard there I wear all day (for grinding) causes the pain to elevate. Every 3 months I go to the Dentist to do cleaning which...

Any straight men here single in their 40’s with no kids? How are you doing with dating life while pursuing F.I.R.E? Is it getting easier or harder to find a significant other? Any suggestions? I know about the dating apps but with Covid-19 I feel it’s too risky. Do you think you will find...

I’ve read many times that Tennessee is the place to be when it comes to RE and beyond due to LCOL, overall mild climate, low taxes and leisure activities. In other words. This post is not about where people RE’ed but most so of a balance of where to retire in USA to get the most benefits out...

What was your yearly (annual) yearly income while you were pursuing F.I.R.E?

I have friends that don’t trust the stock market but are investing in Cryptocurrency only as well having no desire to pay off student loans/CC debt. Some don’t want to F.I.R.E and want the traditional retirement and don’t invest in plans like 401k. How can I get them on board?

I have a taxable Vanguard account with VTSAX. Balance is $11,794. Is it a good idea to sell $6k come 2022 and fully fund my Roth IRA (FZROX) then?

Why is the emphasis of first year 4% SWR important? Does the 4% rule change as years go by in retirement?

Emergency funds: $3,000 earning 0.57% APY at online VIO Bank. Should I have more? If yes, in I-Bonds which is paying 3.54% until maturity of 1 year? Checking account: $500 daily balance. Debt: $0. Tax Filing Status: Single. Tax Rate: 22% Federal, 0% State. State of Residence: Texas. Age...

For those who pursued F.I.R.E in USA: Where did you decide to retire? Did you stay at the same vicinity or chose another destination and why? What major city and/or small town in USA gives the best bang for your buck in retirement purely from a financial perspective?

I have always been investing in a traditional 401k and Roth IRA. Is this the correct tax efficient approach? No one knows what my taxes will be at retirement. I am a 43 years male, Single, no kids. So what annual salary now would you recommend the 2 types of account now and at what salary...

Hello. I have a traditional 401k account at Fidelity with my employer with 100% dollar to dollar match up to 6%. My then EJ FA (I left EJ after being with them for 15+ years yesterday, I had Roth IRA with them) had me in the following funds (6 of them) with certain AA. There are 21 fund choices...

I have had an employer ESPP since 2007 and have always sold on profit. Usually once every year. Plan requires that I hold shares for 1 year before I can sell. That being said, how long should I wait to sell some shares on a profit? Company stock is about 1% on my total portfolio and I also get...

I started to invest in Roth IRA in early 2007 with Edward Jones. I know EJ has a bad reputation in the F.I.R.E community because of their loaded funds and some high expense ratios. I have invested $54k so far till present day and my balance is at $141,192.74. Is this considered as good as if I...

Current Net Worth: $~424K Yearly Salary: $~70K. Age: 42, Male, Single, No Kids, No lifetime plan for kid(s). EF + 6+ Months of Savings: $3K at all times at VIO Bank earning 0.66% APY. 401K: $291,859 at Fidelity. Roth IRA: $110,791 at Edward Jones. Taxable Brokerage Account: $3,276 at...

Hello. Is anyone here plan to retire and/or retired without ever buying physical property? Perhaps, buy/bought one after retirement?