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As long as you have at least 20% equity and aren't paying PMI...I'd keep it. Or split the difference and refinance to a 15 year? That's what I did a few years ago, but I went from 4.5% 30 year to 2.5% 15 year. Shaved like 80-$100,000 off of total interest, only raised the monthly payment like...

I've been tracking expenses for 15 months, average monthly is ~$9,000 (not including my most recent bonus which really throws things off) Taking out the "eventually ending" expenses (mortgage, auto loan, student loan and daycare - I count rental mortgage/property taxes and insurance as...

I've thought about this a lot actually. The way I view the rental is basically it's own business that has income and expenses and just takes care of itself (I do 99% of the maintenance/repairs/improvements myself but, other than the down payment....we basically have no "earned" money into it)...

I don't normally do intro posts like this, but after lurking for a few months and constantly being surprised by how helpful everyone is and how just about every single thread gets a lot of really thoughtful responses, I wanted to ask for your input and advice to help achieve my goals. I'm...