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  1. M

    54 wannabe Snowbird

    We love the keys too. We are staying in Marathon for 10 days in two weeks. Fourth year in a row. We love dive bars, restaurants, warm weather and flip flops.
  2. M

    What is your Spreadsheet INFLATION assumption?

    in my planning spreadsheets, in addition to planning for inflation, I am attempting to model what will be the cost of "fun" during the Go Go years, Slow Go years, and No Go years. Today, while both are working, we spend about $16K on travel and entertainment. This includes a couple of week...
  3. M

    What is your Spreadsheet INFLATION assumption?

    Thanks to those who contributed to this thread. I find it helpful to hear that many are using something around 3.5-3.7% as an average number. I am 5-7 yrs away from ER so I currently have no cushion in case we have some bad years that erodes our spending power. If I was forced to retire...
  4. M

    What is your Spreadsheet INFLATION assumption?

    Now that inflation is coming down, what are your Spreadsheet Inflation assumptions for inflation in the coming year, rest of the decade, and long term? In my opinion, we are not likely to go back to the lowflation from the last decade due to structural changes in our economy the last few years...
  5. M

    Snowbird destinations

    Could you give me a rough idea on costs of a condo for a month in the dead of winter?
  6. M

    Snowbird destinations

    Since you have done this multiple times, what locations and cities have you found to be the most awesome and worth staying 4-12 days at a time? (we would be starting in December or and going til May)
  7. M

    Snowbird destinations

    Yeah I think Sedona and the hills become day trips when the weather is nice. Home base in Scottsdale or further south.
  8. M

    Snowbird destinations

    If we had 5 months to do it we would split our time between the major areas in Aus. 2--4 weeks in each major city or beach area, using short term rentals. We would probably fly coach too. East coast by car and then flight to the west coast and again rent a car. I would love to hear from...
  9. M

    Gold as an investment

    The argument to buy gold is to hedge against the world's central bankers and governments printing money. The dollar is slowly collapsing against Gold, real estate and other "real" assets. Gold in dollar terms is near an all time high. In other currencies it is at all time highs. When...
  10. M

    Snowbird destinations

    We are still 4-6 years away from FIRE but doing a lot of dreaming about what our lifestyle would be during our GO GO years, and how much we need to save for this early retirement lifestyle. Ideally we want to leave Minnesota in November or after Christmas every year and come back to MN in late...
  11. M

    54 wannabe Snowbird

    In the beginning of our snowbirding journey we would probably prefer to rent for 5-6 months rather than buying anything. We like the idea of a 55+ community, HOA, gated community, or even an RV park with park models that could be rented. Making like-minded friends is high on the priority...
  12. M

    54 wannabe Snowbird

    Sounds pretty awesome. We need to explore that southern AZ area. Have only been to Flagstaff and Sedona. Did a Route 66 road trip and loved all of it. We have not been to Mexico much. Forgive my ignorance but how comfortable and safe is it for a couple of gringos to travel by car to the...
  13. M

    54 wannabe Snowbird

    We have never been to St Croix yet but love USVI and BVI islands we have been to. When you go down, are you going for a quick winter vacation, or are you going for multiple months time? If longer, how do you handle finding decent accommodations. I heard St Thomas rent costs would be...
  14. M

    54 wannabe Snowbird

    We are 54 and hoping to be FIRE at around 60 plus or minus, depending on savings. Living in Minneapolis, we would love to spend 5-6 months in the sunbelt every winter and early spring. We currently spend 10 days in the FL Keys each of the last few years, and we spend our timeshare points in...
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