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Interesting article by Michael Kitces (with lots of detail and links to underlying studies) about the cost of Health Care in retirement. https://www.kitces.com/blog/vanguard-mercer-study-real-annual-health-care-costs-in-retirement-projections/#disqus_thread It turns out that in retirement...

I follow the Retirement Cafe by email. This week he continues a series on withdrawal methods by reviewing Variable Withdrawals and the studies that have been done on the strategy. I haven't dug into the links in the article yet, but as always, he provides good research and something to think...

I picked up a reference to this website by reading Alan Roth's January 10, 2018 blog post (link below). Has any tried this tool? https://www.portfoliovisualizer.com/ Portfolio Visualizer is a set of free analytics that includes backtesting a portfolio along with tactical allocation and...

Bill Bengen has published a long article in Financial Advisor. I picked up this article from the Oblivious Investor weekly email. While he goes about solving how to restore a withdrawal rate to acceptable levels for the long-term, which may not apply here, his methods and analysis are always an...

It's Friday and on Fridays, Money Magazine issues an email compendium of financial articles ("Retire with Money"). Some of the articles are by Money Magazine but most are not. This week Walter Updegrave takes Suzy to task for stating no one should retire before age 70. A well rounded rebuttal...

We have a few other threads that discuss some of the fine points of RMDs. Here is an interesting article from Christine Benz at Morningstar that focuses on the timing of the distribution and the effect of taxation. In addition, the comments are also interesting relative to: in-kind...

I know we get them all the time. But I saw this when I logged into my Chase account to look at my credit card balance. Chase Freedom Ultimate $0 annual fee Earns 1.5% on all purchases - unlimited $150 bonus after spending $500 in the first 3 months. So I clicked Apply. Should see a new card...

As those too young for Medicare go through the annual open enrollment, Medicare beneficiaries are on the receiving end of numerous offers of Medicare Advantage, or Supplement plans. Just as with the ACA, PPO choices are small and HMO Choices are growing. Here is an interesting article from The...

This week's Oblivious Investor has at least two great articles. First, Michael Kitces on Portfolio Rebalancing https://www.kitces.com/blog/how-rebalancing-usually-reduces-long-term-returns-but-is-good-risk-management-anyway/ The takeaway: Rebalancing lowers the overall return because it is a...

Wade Pfau recently wrote a blog post about how the size of one's portfolio makes a difference in success rates. He is also the editor of the Journal of Personal Finance. In his blog post of October 9, he announces that the latest issue of the Journal is now available Wade Pfau's Retirement...

I got a message from E-R.org that someone had tried to login to my account on Christmas Eve, but that you had blocked the access. Thank you for doing that. The message also contained the IP address of the "hacker." My question is what do you do with the IP address info? Do you follow up on...

An article from Kiplinger's posted today indicated that they believe the Social Security Administration will act to eliminate the pay-back provision, sometime in the next few months. Social Security Payback Option May Disappear - Kiplinger -- Rita

Just got a note in my email from Intuit announcing that they intend to acquire Mint.com. Here's the official announcement: Announcement: Mint.com to Join the Intuit Family - Official Quicken® Blog I especially like this part: ". . .Intuit will continue to offer easy-to-use Quicken desktop...

The latest from FundAdvice.com (Merriman-Best) about another analytical technique to determine the probability of having a well funded retirement during the drawdown phase. They use the returns from (I assume the S&P 500) over 39 years to estimate the likelihood of a portfolio lasting anywhere...

Fidelity announces in will lay off about 1300 employees this month, with additional cuts in early 2009. Fidelity to cut nearly 1,300 jobs - Yahoo! News

Does anyone here subscribe to this publication? Is it worth the $79 (via pdf file)? Thoughts and comments. -- Rita

According to the Washington Post, increases in per song royalties will affect all internet radio. What a shame! http://www.washingtonpost.com/wp-dyn/content/article/2008/08/18/AR2008081801893.html

I've been watching this anomoly for the past two days. It seems that the total message count is off when using the new post feature. Showing results 1 to 21 of 56 Search took 0.02 seconds; generated 10 minute(s) ago. Search: New Posts...

I didn't think I was going to write about this last week at w*ork, but this is turning out be even better than I imagined. So today was day 1 with 4 more to go. Spent the morning training my replacement and figuring out how much we had left to discuss. We're in good shape and I'm setting...

Hi, all! I've been lurking for about a week. Just finished the numbers and it looks like I can ER anytime now. Still working through how I want to apply myself in a new slower style of life. I'm looking forward to the discussions.