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  1. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,064 3/6 ⬜🟨🟨⬜🟨 🟩⬜⬜🟨⬜ 🟩🟩🟩🟩🟩
  2. Midpack

    Anybody Using an Alternative ID Email Address?

    I have 3 email addresses, I use 2 of them as throwaways.
  3. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,063 4/6 ⬜🟨⬜🟨⬜ ⬜🟨⬜⬜⬜ ⬜🟩⬜⬜⬜ 🟩🟩🟩🟩🟩
  4. Midpack

    Who FIREd the Earliest with the Lowest FIRE Score and Why You Did?

    I retired with a 200%+ "success rate" and we're now beyond that, but that's still no guarantee and who cares what anyone else chooses? Answers don't mean anything anyway while SIRE and FIRE are lumped together - if you're fully SIRE your FIRE score doesn't matter...
  5. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,062 3/6 🟩🟩🟩⬜⬜ ⬜🟨⬜⬜⬜ 🟩🟩🟩🟩🟩
  6. Midpack

    Rebalancing (triggers/timing)...

    I have always used the 5/25 rule for rebalancing The Larry Swedroe 5/25 Rule - A Wealth of Common Sense. When I update our NW in Excel quarterly, I get an alert if our AA hits either trigger. I also consider taxes before I rebalance. YMMV
  7. Midpack

    Ready to be diagnosed by ChatGPT?

    +1. I don’t know if the tech is there yet, but I am sure AI will get better at diagnosis than humans. Way more data, constant learning and analysis capabilities.
  8. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,061 3/6 ⬜🟩⬜⬜🟨 🟨⬜⬜⬜⬜ 🟩🟩🟩🟩🟩
  9. Midpack

    Electric Vehicles - Models Discussion

    I've forgotten to enter a supercharger destination I intended to use a couple times, so battery preconditioning didn't start, and initial charging was slower when I got to the supercharger. Of course the car "suggested" I do better next time (faster charging)... :facepalm: I also once forgot to...
  10. Midpack

    Treasury Bills, Notes, and Bonds Discussion 2024+

    Agreed. Though I bought a bunch of 52 week T-bills today, we also have a bunch in 26 week. I was buying 8, 13 & 26 week T-bills starting in Oct 22 (whatever was the highest yield when funds became available), and only more recently all 26 & 52 now that rates have settled somewhat. May go even...
  11. Midpack

    Rethinking Inheritance

    Maybe my position will change over time, but We will be gone, so where our $ residual goes we'll never know. We plan to leave equal amounts to 4 charities, and equal amounts to all our nieces and nephews, plus a bonus for our executor. If we live to our life expectancy, all the beneficiaries...
  12. Midpack

    Treasury Bills, Notes, and Bonds Discussion 2024+

    I bought a bunch today as I'd rather have the 5.16% bird in hand (52 wk treasury) as I think the odds are MM yields will fall over the same period. But you may be right...
  13. Midpack

    Electric Vehicles - Models Discussion

    ^^ My bias is clear, so I will only say you should read many reviews on any model you’re interested in. Your experience with legacy auto does not correlate to their EV offerings - some are good/OK, some are not at all. We’ve owned 3 Toyotas (2 hybrids) and they were very good cars, but Toyota...
  14. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,060 4/6 🟨⬜🟩⬜⬜ ⬜⬜⬜⬜⬜ 🟩⬜🟩🟩⬜ 🟩🟩🟩🟩🟩
  15. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,059 3/6 ⬜?⬜⬜? ?⬜?⬜? ?????
  16. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,058 3/6 ⬜?⬜?? ⬜?⬜⬜⬜ ?????
  17. Midpack

    How often do strangers ask you for money?

    I see people with signs at intersections, or in front of stores occasionally, but it's very rare that I'm approached directly (since we left Chicagoland). The thing is I would give them some $ if I was certain they were needy, but I know there are scammers asking for money, so I usually only...
  18. Midpack

    Soc Sec Notice of Award Detail Error?

    I think the bottom line is right, but the details don't add up. They show my gross retirement benefit, subtract Medicare Part B+IRMAA Part B and the sub-total is correct. They then deduct 50¢ to round down to the nearest full dollar (I didn't know about that, but OK). Then a new subtotal that is...
  19. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,057 3/6 ⬜??⬜⬜ ⬜⬜??⬜ ?????
  20. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,056 3/6 ⬜⬜?⬜? ⬜⬜⬜?⬜ ?????
  21. Midpack

    The Day Has Finally Come.....

    It is a major change so it is a little disorienting, just give it a little time and you’ll gradually find your new normal. Once you settle in to retirement, it took me many months, your career will slowly fade from front of mind (but never entirely). I think about what my daily schedule looked...
  22. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,055 4/6 ⬜⬜⬜?? ⬜⬜⬜⬜⬜ ⬜??⬜? ?????
  23. Midpack

    You hit an FI number, now what?

    +1. Building on the above using Dr Bernstein’s “if you’ve won the game, quit playing” thought, considerably changed after 2008.
  24. Midpack

    What kind of stock/bond mix you looking at in retirement?

    Already answered but for future reference * Acronyms, abbreviations and Slang Frequently Used on the Forum *
  25. Midpack

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,054 3/6 ??⬜⬜⬜ ⬜⬜??⬜ ?????
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