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Thanks. I understand how the program works with primary care providers but not with specialists. My primary objection to ACO Reach is that it puts a profit-driven entity in between me and my medical providers. At age 65 I chose Traditional Medicare in part because I did not want to spend my...

I'm a Medicare beneficiary (part A and B) with Federal employee insurance (BCBS) as a secondary payer. When I was in my 50s, I was diagnosed with a rare form of cancer, originally misdiagnosed at a well-respected hospital overseas, but caught by the path lab at Johns Hopkins and confirmed by...

It is worth doing, in my opinion. When I got my first SS card at age 14, in an act of complete idiocy I changed the spelling of my middle name to something my 14 year old self thought was fancier. Never had any issue with it and never saw or used the card for decades as I worked for the same...

Synthroid - levothyroxine Not helpful to you now, but maybe useful for future reference, I always buy a couple of packs of generic levothyroxine (Merck, made in France) when I transit Dubai. you can buy without prescription at the airport pharmacy. Also possible in some places in SE Asia...

Fidelity. I also use both, but will eventually move my Wellington shares to Fidelity, as I don't want my kids to have to deal with Vanguard when I die. The reps at both companies are very polite; the difference is that the reps at Fidelity are polite, helpful, and knowledgeable whereas the...