TheWizard
Thinks s/he gets paid by the post
Does that include earnings? I find it hard to believe that if I just dumped my SS payment plus my employers payment into an Roth like instrument for 35 years, that I wouldn't be farther ahead.
But wait, there's more!
You can pay into SS for forty years, age 20 to 60, then pass away and get nary a cent paid back to you or your estate.
The System expects that to happen to the appropriate percentage of workers...