HI Bill

FIRECALC includes SS in its calculations. It does not take taxes into account. Given the enormous number of variables and unknowns...

100% into VTI or VOO. Let it ride for 18 years!

What's the difference between the 401K and Tax-Deferred savings? If you are burned out, and have the assets and spending you do, you...

Having an FA as a guide or teacher is intuitively attractive, but I'm not sure it is a good idea. The half-dozen or so "professional"...

Ditch the advisor and go with the Bogleheads "3-fund portfolio". Simplicity. Low Cost. Unless you're prone to panic selling or don't...

I have a friend who's 81. He still bikes a long ways up and down hills, scuba dives, and lifts weights. I think it's mostly about how...

If your and your wife's investments are in similar investments, then combining them into one account would have no affect on compounding...

Sounds about right. I added an extra 1% in fees to the standard Firecalc parameters and the success rate dropped from 95% to 84% and...

I wouldn't be surprised if the 85-90% is due to RJ skimming off the top. I.e. they assume that you will pay them 1% in AUM and...

Right, doesn't make sense, but IF you have some earned income, you COULD invest a portion back into a ROTH IRA. I consider myself fully...

We did 3 weeks on North Island and 4 on South Island. Ours wasn't slow...(except for the Juicy van). We hiked, biked, heli-toured a...

From the numbers, it looks like it could work, but it's a bit on the tight side until you have all four income streams. My main concern...

Many folks here like to keep 2-3 years in cash in case there's a significant downturn in the markets, so they don't have to sell stocks...

At age 55, you may be able to use the "rule of 55" to take early distributions from a 401(k), penalty-free. You can start a 72t...

I calculated compounded 10% earnings for 14 years, starting with $825,600, and adding $40K annually, and came up with an ending value of...