I’ve had the MediGap G from AARP/UHC for 5 years. Yesterday they called and asked if I would “answer some questions about my health so they can better serve me”. The interview time estimate was 5 minutes, so it’s more than just a couple of questions. I declined.
I’m used to getting these calls regarding my mum’s Medicare Advantage policy, which I manage for her. It has nothing to do with “better serving her”. The purpose is create a different health profile that leads to the insurer getting a bigger payment from Medicare.
That doesn’t apply to MediGap policies, their only income is the premium we pay. So, what is the objective with this call? The only things that come to mind for me are 1) They want me to join a Medicare ACO, or 2) They want to sell me a Medicare Supplement plan.
I suspect it is the second, they want to sell me on MA, because they make more $ that way. I think the ACO is not likely, mostly because it benefits providers, not insurers. I can’t think of another reason.
Needless to say, I’m not anxious to giving them this info just to find out the purpose. Info given to an insurer stays with them forever and can be used for any purpose, and I expect UHC to act in its best interest, not mine.
Has anyone else on MediGap received calls from their insurer asking to create a health profile?
I’m used to getting these calls regarding my mum’s Medicare Advantage policy, which I manage for her. It has nothing to do with “better serving her”. The purpose is create a different health profile that leads to the insurer getting a bigger payment from Medicare.
That doesn’t apply to MediGap policies, their only income is the premium we pay. So, what is the objective with this call? The only things that come to mind for me are 1) They want me to join a Medicare ACO, or 2) They want to sell me a Medicare Supplement plan.
I suspect it is the second, they want to sell me on MA, because they make more $ that way. I think the ACO is not likely, mostly because it benefits providers, not insurers. I can’t think of another reason.
Needless to say, I’m not anxious to giving them this info just to find out the purpose. Info given to an insurer stays with them forever and can be used for any purpose, and I expect UHC to act in its best interest, not mine.
Has anyone else on MediGap received calls from their insurer asking to create a health profile?