target2019
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
ShadesOn Portfolio
Sheet1 % of total,Current Funds, etc.,Grand Total,Suggested Action $1,200,000.00 Employer 401K - 7.2% of portfolio,7.2%,$86,400.00 FXNAX Fidelity Freedom Index 2050 Premier - 4%,Use a Target Retirment Fund FSSNX Fidelity Large Cap Value Index - 14.7%,Sell and add to Target Retirement Fund FSMDX ...
You need a plan that lists the actions to take. I'm not an adviser, but would begin fleshing out a master spreadsheet to help with the trades.
Some decisions are very simple and easy to carry out. For example, in your 401(k) you can rebalance 100% to a Target Fund or something simple in your fund selection. Then direct 100% future contributions to the Target Fund.
Other decisions require more thought. For example, in your brokerage you can evaluate the positions and probably eliminate capital gains. But more thinking and understanding is required, for sure.
So, take one account at a time, look at all of the suggestions in the thread, and list the steps to take.
I don't mean to suggest my spreadsheet is a complete solution, but you should start trying to understand fund categories and how asset allocation can be set and followed. Since you have 15 years to go (anticipated), there is time.
What investing book(s) have you read?