Surewhitey
Thinks s/he gets paid by the post
We were allowed to early sell some Marcus CD's without penalty and we upgraded them to 3&4 yr CD's at Etrade Morgan Stanley. We typically use Fidelity, but their 5 yr 4.7% ones were reduced to ~4.5%. We decided to go with the 3&4 yr with 4.95 & 4.8%. They will get us an extra $1,300 annually for the next 3-4 years.
I would have gone with the 5 yr at Etrade but they disappeared and then came back after I bought the others. Marcus has really dropped rates on longer term stuff. Probably the beginning of the end with them for us. Surprisingly Etrade is very competitive now.
I would have gone with the 5 yr at Etrade but they disappeared and then came back after I bought the others. Marcus has really dropped rates on longer term stuff. Probably the beginning of the end with them for us. Surprisingly Etrade is very competitive now.