Q2 2024 update
- We finished Q2 at $2,794k, 93.1% of the original (low) target, green quarter with +$46k and that is very mild results, although I am still happy that it is our all time high with sizable YTD gain.
-End of Q2 2024 was our original target date to FIRE, but we missed even low target, so a little bit sad but we saw that coming are chugging along
- Cash position is red, as all available money now parked at Vanguard taxable, their Federal MM fund has 7days SEC yield as of 06/28/2024 sits 5.29%. Saving account is zero. Negative number is from one credit card where we just float balance at 0% till January 2025.
- My HCE status was removed and now I contribute to 401k with target to max it out this year.
-HSAs balances are getting rather large and I started to questions if it is worth to continue to contribute to them. Created separate topic for that discussion as I am trying to come up with a plan on how to deal with such "problem". Here is a link if anyone interested
Overfunding of HSA
- We gradually increasing our travel, this year we already went for a month to the HHI, may go to Chicago for couple days in July, booked trip to the London, UK in August/September and one more booking in December to the Playa del Carmen, MX. Testing FIRE waters as we plan to travel a lot more as soon as we stop working. But right now as we both work remote we are trying to do much more than just normal vacation travel.